433 S Walnut St, Bethalto, IL 62010 Property Records

Madison County property record for 433 S Walnut St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1966
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2025)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Mortgage + 1 more
APN	`19-2-08-12-12-202-006`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-12-12-202-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,328 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1971
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,775 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	433 S WALNUT ST
City	BETHALTO
State	IL
Zip	62010-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALJETS & KUTTERS 3RD ADD LOT 77 85X115
Legal Subdivision	ALJETS & KUTTERS THIRD ADDN
Legal Lot Number	77
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1022
Census Tract	401722

Owner

433 S Walnut St is owned and occupied by an individual who bought it in January 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	433 S WALNUT ST, BETHALTO, IL 62010-1732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 3, 2018	Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	Sep 5, 2024 · Amount on File
Deed Document Number	2025532
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000009758
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	433 S WALNUT ST, BETHALTO, IL 62010-1732
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014585
Date	Apr 28, 2022
Instrument	2022R14585

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	433 S WALNUT ST, BETHALTO, IL 62010-1732
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042647
Date	Oct 12, 2021
Instrument	2021R42647

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Apr 3, 2018
Property Address	433 S WALNUT ST, BETHALTO, IL 62010-1732
Document Number	0000009758
Map Reference	PB33 PG89
Instrument Date	Mar 30, 2018
Instrument	2018R09758
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16253 SWINGLEY RIDGE RD STE 400, 400, CHESTERFIELD, MO 63017-1799

Mortgage

Document Number	0000009759
Date	Apr 3, 2018
Instrument	2018R09759

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 433 S Walnut St was $2,890 with a homeowner's exemption, up 8.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (+8.08%)	$65,240 Land $4,650 Building $60,590	$195,720 Land $13,950 Building $181,770
2024	$2,674.00
2022	$2,896.00	$38,160 Land $3,690 Building $34,470	$114,595 Land $11,081 Building $103,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 433 S Walnut St; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jun 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 S Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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