Baldwin County property record for 433 S Section St, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,710 sqft · built 1989 |
| Lot Size | 0.209 acres (9,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Sep 2021) |
| Tax Bill | $4,349 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Aug 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-03-37-0-015-158.510 |
| Primary APN | 46-03-37-0-015-158.510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Heated Area |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 570 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,112 sqft (0.209 acres) |
| Lot Dimensions | 135 ft deep x 67.5 ft wide |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 388988 |
|---|---|
| Street Address | 433 S SECTION ST |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 67.56' X 135' FAIRLAND SUBD LOT 1 MB 11 PAGE 167 FST GR 37 T6S R2E RP393 PG289 (WBOS/SURVIVORSHIP) LEASE IN#1940935 |
| Legal Subdivision | FAIRLAND SUB |
| Legal Lot Number | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11202 |
433 S Section St is owned by an individual who bought it in September 2021.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1524 YORKMONT CIR, VESTAVIA, AL 35226-3534 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Sep 2, 2021 | Lease, Transfer · Conventional Mortgage REGIONS BANK |
| Aug 24, 2021 | Lease, Transfer |
| Jul 28, 2021 | Lease, Transfer |
| Jun 24, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED BK |
| Sep 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 18, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on File |
| Deed Sale | Sep 2, 2021 · Amount on File |
| Prior Sale | May 18, 2017 · Amount on File |
| Deed Document Number | 20211940934 |
| Prior Transfer Date | Apr 15, 2005 |
| Prior Transfer Doc | 0000886543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001892698 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 1892698 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001939602 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 1939602 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Lease |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 2, 2021 |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001940935 |
| Map Reference | MB 11 PG 167 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 1940935 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001940936 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 1940936 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Lease |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 24, 2021 |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001938406 |
| Map Reference | MB 11 PG 167 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 1938406 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Lease |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 28, 2021 |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001932134 |
| Map Reference | MB 11 PG 167 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 1932134 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001768575 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 433 S SECTION ST FAIRHOPE AL 365321735, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001768575 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1768575 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | MAGNOLIA SPRINGS, AL 36555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 14, 2018 |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001719962 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 1719962 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $111.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 433 S SECTION ST FAIRHOPE AL 365321735, FAIRHOPE, AL 36532-1735 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 18, 2017 |
| Property Address | 433 S SECTION ST, FAIRHOPE, AL 36532-1735 |
| Document Number | 0001634005 |
| Instrument Date | May 11, 2017 |
| Instrument | 1634005 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 S SECTION ST FAIRHOPE AL 365321735, FAIRHOPE, AL 36532-1735 |
| Document Number | 1634006 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 1634006 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2047 |
The 2025 property tax bill for 433 S Section St was $4,349.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,349.00 | $94,560 Land $40,000 Building $54,560 | $472,800 Land $200,000 Building $272,800 |
| 2023 | $3,922.00 (+14.44%) | $85,280 (+14.47%) | $426,400 (+14.47%) Land $199,500 Building $226,900 |
| 2022 | $3,427.00 (+173.5%) | $74,500 | $372,500 Land $171,000 Building $201,500 |
| 2021 | $1,253.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 S Section St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 24 (1979–2020) |
| Claims Outside the SFHA | 7 of 24 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 S Section St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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