433 S 5th St, Elko, NV 89801 Property Records

Elko County property record for 433 S 5th St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	9,528 sqft · built 1948
Lot Size	0.482 acres (20,996 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Mar 2024)
Tax Bill	$4,259 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`001-423-015`

Property Details

APN / Parcel Number

Primary APN	`001-423-015`

Interior

Units	4 Units
Stories	1 Story
Building Area	9,528 sqft Gross Area
1st Floor Area	3,528 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	20,996 sqft (0.482 acres)
Storage Building	6,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	433 S 5TH ST
City	ELKO
State	NV
Zip	89801-4255
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZC
Legal Description	FIX AUTO BODY
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	CROWE ADDITION
Legal Block	A
Legal Lot Number	14-16
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2068
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	433 S 5TH ST, ELKO, NV 89801-4255
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage THE BONETTI FAMILY TRUST
Apr 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	May 16, 2006 · Amount on Record
Deed Document Number	2024834994
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	0000753104
Record Updated	Oct 29, 2026

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 27, 2024
Property Address	433 S 5TH ST, ELKO, NV 89801-4255
Document Number	0000834994
Instrument Date	Mar 27, 2024
Instrument	834994
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 ELBURZ RD UNIT 12, 12, ELKO, NV 89801-9409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 S 5TH ST # 433, 433, ELKO, NV 89801-4255

Mortgage

Document Number	0000834995
Date	Mar 27, 2024
Instrument	834995

Lender

Name	THE BONETTI FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 3, 2019
Property Address	433 S 5TH ST, ELKO, NV 89801-4255
Document Number	0000753104
Instrument Date	Apr 3, 2019
Instrument	753104
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	438 ELBURZ RD #12 ELKO NV 898019409, 12, ELKO, NV 89801-9409

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,259.00 (+5.42%)	$122,179 (+10.69%) Land $48,991 Building $73,189	$349,083 (+10.69%) Land $139,974 Building $209,111
2025	$4,040.00 (-1.15%)	$110,380 (+7.87%) Land $36,750 Building $73,630	$315,371 (+7.87%) Land $105,000 Building $210,371
2024	$4,087.00 (+9.42%)
2023	$3,735.00 (+7.98%)	$102,325 (+8.33%) Land $36,750 Building $65,575	$292,357 (+8.33%) Land $105,000 Building $187,357
2022	$3,459.00	$94,456 Land $36,750 Building $57,706	$269,874 Land $105,000 Building $164,874

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 75% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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