433 S 1400 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 433 S 1400 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,570 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$286,300 (May 2018)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-129-0012`

Property Details

APN / Parcel Number

Primary APN	`48-129-0012`
Alternative APN	`071055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,570 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	819 sqft
Basement Area	837 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	372 sqft
Deck Area	Deck Area
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	071055
Street Address	433 S 1400 E
City	SPANISH FORK
State	UT
Zip	84660-2386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, PLAT B, OAKWOOD HEIGHTS SUB. AREA .18 ACRE.
Legal Subdivision	OAKWOOD HEIGHTS SUB
Legal Lot Number	12
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4007
Census Tract	3205

Owner

433 S 1400 E is owned and occupied by an individual who bought it in May 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	433 S 1400 E, SPANISH FORK, UT 84660-2386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 25, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Sep 14, 2015 · Amount on File
Deed Document Number	201849071
Prior Transfer Date	Jul 12, 2011
Prior Transfer Doc	0000050321
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	433 S 1400 E, SPANISH FORK, UT 84660-2386
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091604
Date	Aug 17, 2022
Instrument	91604:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2032

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	433 S 1400 E, SPANISH FORK, UT 84660-2386
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091609
Date	Aug 17, 2022
Instrument	91609:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	433 S 1400 E, SPANISH FORK, UT 84660-2386
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130509
Date	Jul 26, 2021
Instrument	130509:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	433 S 1400 E, SPANISH FORK, UT 84660-2386
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058598
Date	Jun 26, 2019
Instrument	058598:2019

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 25, 2018
Property Address	433 S 1400 E, SPANISH FORK, UT 84660-2386
Document Number	0000049071
Instrument Date	May 24, 2018
Instrument	49071
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 S 1400 E SPANISH FORK UT 846602386, SPANISH FORK, UT 84660-2386

Mortgage

Document Number	49072
Date	May 25, 2018
Instrument	49072

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 433 S 1400 E was $2,427.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,650 (-44.42%)	$463,000 (+1.05%) Land $187,200 Building $275,800
2025	$2,427.00	$458,200 Land $187,200 Building $271,000	$458,200 Land $187,200 Building $271,000
2024	$2,427.00 (+2.71%)
2023	$2,363.00 (+0.21%)	$243,925	$443,500 Land $178,300 Building $265,200
2022	$2,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 S 1400 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 433 S 1400 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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