433 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 433 Rum Runner Way, Saint Johns, FL 32259 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,052 sqft · built 2023
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jul 2026)
Tax Bill	$6,732 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023717-0550`

Property Details

APN / Parcel Number

Primary APN	`023717-0550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	1,128 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 RUM RUNNER WAY
City	SAINT JOHNS
State	FL
Zip	32259-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96/59-64 TWIN CREEKS NORTH PARCEL 12 PHASE 2 LOT 55 OR5958/1248
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 12 PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	55
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2021
Census Tract	20904

Owner

Source: St. Johns County records · APN 023717-0550

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage C C LENDING INC
May 31, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Mar 03, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Deed Document Number	202663915
Deed Book / Page	6408 / 1263
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2026
Property Address	433 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2279
Document Number	0000063915
Book / Page	6408 / 1263
Instrument Date	Jul 24, 2026
Instrument	202663915
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	AMERICAS TITLE, AMERICAS CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$349,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2279

Mortgage

Document Number	0000063916,
Date	Jul 27, 2026
Instrument	202663916

Lender

Name	C C LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 31, 2024
Property Address	433 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2279
Document Number	0059581248
Book / Page	5958 / 1248
Map Reference	MB 96 PG 59-64
Instrument Date	May 24, 2024
Instrument	2024042010
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RUM RUNNER WAY, ST JOHNS, FL 32259-2279

Mortgage

Document Number	2024042011
Date	May 31, 2024
Instrument	2024042011

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 03, 2020
Property Address	433 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2279
Document Number	0048941068
Book / Page	004894 / 001068
Instrument Date	Mar 02, 2020
Instrument	17088
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50,443.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 ST CLAIR AVE E, STE 200
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,174 (+2.7%)	$431,562 (+3.51%) Land $116,000 Building $315,562
2025	$6,732.00 (-4.47%) Homeowner's exemption	$416,917 (-4.72%)	$416,917 (-4.72%) Land $100,000 Building $316,917
2024	$7,047.00 (+22.24%)	$437,555 (+280.48%)	$437,555 (+280.48%) Land $120,000 Building $317,555
2023	$5,765.00 (+0.05%)	$115,000 (-14.43%)	$115,000 (-14.43%) Land $115,000
2022	$5,762.00	$134,400	$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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