433 Ruby Oaks Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 433 Ruby Oaks Ln, Murfreesboro, TN 37128 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2022
Square Footage	2,975 sqft Living Area
Lot Size	7,800 sqft (0.179 acres)
Garage	Attached, 721 sqft
Occupancy	Owner Occupied
Last Sale	$632,900 (2024)
Tax Bill	$2,448.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`094K-C-023.00-000`
Alternative APNs	`094K C 02300` `R0131226`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,975 sqft Living Area
1st Floor	1,806 sqft 1st Floor
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Gravel Roof
Lot Area	7,800 sqft (0.179 acres)
Depth X Width	120 ft x 65 ft Depth x Width
Garage Type	Attached Garage
Garage Area	721 sqft Garage
Porch Area	264 sqft Porch

Utilities and HVAC

Heating System	Heat Pump Heating

Location & Zoning

Account Number	R0131226
Street Address	433 RUBY OAKS LN
City	MURFREESBORO
State	TN
Zip	37128-0640
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	68
Jurisdiction	RUTHERFORD TN
Minor Civil Division	9
Census Blockgroup	1
Census Block	1079
Census Tract	40808

Owner

Source: Rutherford County records · APN 094K-C-023.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 RUBY OAKS LN, MURFREESBORO, TN 37128-0640
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2024 · Amount on Record
Deed Sale	Mar 07, 2024 · Amount on Record
Deed Doc Number	20242535354
Deed Book / Page	2418 / 2403
Record Refreshed	Sep 20, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Mar 07, 2024
Property Address	433 RUBY OAKS LN, MURFREESBORO, TN 37128
Document Number	0024182403
Book / Page	2418 / 2403
Map Reference	MB 47 PG 189
Instrument Date	Mar 01, 2024
Instrument	2535354
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2024
Title Company	LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,341.73
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RUBY OAKS LN, MURFREESBORO, TN 37128

Mortgage

Document Number	0002535355
Date	Mar 07, 2024
Instrument	2535355

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,650 (+21.62%) Land $32,500 Building $126,150	$634,600 (+22.11%) Land $130,000 Building $504,600
2025	$2,448.00 (+0.41%)	$130,450 (+0.4%) Land $15,000 Building $115,450
2023	$2,438.00	$129,925 Land $15,000 Building $114,925	$519,700 (-0.4%) Land $60,000 Building $459,700
2022			$521,800 Land $60,000 Building $461,800

Flood & Wildfire

433 Ruby Oaks Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Rutherford County (47149C), updated January 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 28th in Tennessee
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.