433 Rock Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 433 Rock Dr, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 1,954 sqft · built 1964
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2017)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2017 Sale & Mortgage + 2 more
APN	`0343005000490`

Property Details

APN / Parcel Number

Primary APN	`0343005000490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,954 sqft Total Area
1st Floor Area	1,932 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	95 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 ROCK DR
City	CHESAPEAKE
State	VA
Zip	23323-4223
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R10S: RESI
Legal Description	49 OAK MANOR SEC 2
Legal Subdivision	OAK MANOR OLD FRONT / BAYWOOD MANOR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3016
Census Tract	21402

Owner

433 Rock Dr is owned by an individual who acquired it in April 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 25, 2017	Special Warranty Deed, Transfer LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Feb 7, 2017 · Amount on File
Deed Document Number	201721016
Deed Book / Page	9817 / 755
Last Transfer Date	Apr 27, 2023
Transfer Doc	0000008725
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 11, 2026
Property Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223
Document Number	0000015011
Book / Page	10989 / 853
Instrument Date	Jun 5, 2026
Instrument	202615011
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223

Mortgage

Document Number	0000015011,
Date	Jun 11, 2026
Book Page	10989/853
Instrument	202615011

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 2, 2017
Property Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223
Document Number	9817/755
Book / Page	9817 / 755
Instrument Date	Jul 31, 2017
Instrument	170021016
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223

Mortgage

Document Number	170021017
Date	Aug 2, 2017
Instrument	170021017

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 7, 2017
Property Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223
Document Number	9753/1144
Book / Page	9753 / 1144
Instrument Date	Feb 2, 2017
Instrument	170003701
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 25, 2017
Property Address	433 ROCK DR, CHESAPEAKE, VA 23323-4223
Document Number	9748/1168
Book / Page	9748 / 1168
Instrument Date	Jan 18, 2017
Instrument	170002228
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 SPRUCE FOREST CT, CHESAPEAKE, VA 23322-7581

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$370,500 (+2.52%) Land $145,000 Building $225,500	$370,500 (+2.52%) Land $145,000 Building $225,500
2025	$361,400 Land $140,000 Building $221,400	$361,400 Land $140,000 Building $221,400
2023	$335,400 Land $120,000 Building $215,400	$335,400 Land $120,000 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 433 Rock Dr; there have been 9 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	9 (1989–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2020 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Rock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

433 Rock Dr, Chesapeake, VA 23323 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rock Dr

Nearby Streets

Search Property Records by Address or Parcel Number