433 River Rd, Lincoln, RI 02865 Property Records

Lincoln Town property record for 433 River Rd, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1986
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Tax Bill$6,221 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-32415-00

Property Details

APN / Parcel Number

Primary APN13-32415-00
Alternative APN
  • LINC M:13 L:153.0 U

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area3,140 sqft
1st Floor Area700 sqft
Basement Area700 sqft
Unfinished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13-32415-00
Street Address433 RIVER RD
CityLINCOLN
StateRI
Zip02865-1532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS12
Legal Lot Number153.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1048
Census Tract11701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal
listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 RIVER RD, LINCOLN, RI 02865-1532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address433 RIVER RD, LINCOLN, RI 02865-1532
Document Number2156-233
Instrument DateJan 17, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 RIVER RD LINCOLN RI 028651532, LINCOLN, RI 02865-1532

Mortgage

Document Number2156-233
DateFeb 12, 2019
Book Page002156/000233
Instrument361
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 11, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,221.00 (+7.24%)$460,100 (+30.78%) Land $175,200 Building $284,900$500,573
2023$5,801.00$351,800 Land $122,700 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1979–2023)
Claims Outside the SFHA8 of 15
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on River Rd

Nearby Streets

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