433 River Bluff Dr, Dixon, IL 61021 Property Records

Lee County property record for 433 River Bluff Dr, Dixon, IL 61021

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1977
Lot Size	0.46 acres (20,000 sqft)
Owner	Company Name on File
Last Sale	$470,000 (Jun 2025)
Tax Bill	$7,777 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-07-11-177-007`

Property Details

APN / Parcel Number

Primary APN	`16-07-11-177-007`
Alternative APNs	`171900` `96031`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,872 sqft Living Area
Basement Area	1,702 sqft
Unfinished Basement	1,702 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stone
Lot Area	20,000 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	171900
Street Address	433 RIVER BLUFF DR
City	DIXON
State	IL
Zip	61021-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTELLAN HEIGHTS LOT 3 BK 9310-174 WD JT
Legal Range	08
Legal Township	21
Legal Section	11
Legal Subdivision	CASTELLAN HEIGHTS THA SAME RESUB
Legal Block	8
Legal Lot Number	3
Jurisdiction	LEE IL
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4021
Census Tract	500

Owner

433 River Bluff Dr is owned by a company that bought it in June 2025 and is owner-occupied.

Source: Lee County records, as of June 16, 2026

Owner of Record	Company Name on File
Mailing Address	433 RIVER BLUFF DR, DIXON, IL 61021-8767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK TROY
Oct 15, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Apr 16, 2004 · Amount on File
Deed Document Number	20251970
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0201904047
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Recording Date	May 4, 2026
Property Address	433 RIVER BLUFF DR, DIXON, IL 61021-8767
Document Number	0202601519
Instrument Date	May 1, 2026
Instrument	20261519
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001519,
Date	May 4, 2026
Instrument	20261519

Lender

Name	FIRST NATIONAL BANK TROY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2041

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE IL
Recording Date	Oct 15, 2019
Property Address	433 RIVER BLUFF DR, DIXON, IL 61021-8767
Document Number	0201904047
Map Reference	BKI PG50 DOC413372
Instrument Date	Oct 15, 2019
Instrument	201904047
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	433 RIVER BLUFF DR, DIXON, IL 61021-8767

Tax Assessment & Valuation

The 2025 property tax bill for 433 River Bluff Dr was $7,777 with exemptions applied, up 6.4% from the year before.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Palmyra Township
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,777.00 (+6.45%) Homeowner's exemption Senior Citizen's exemption	$120,513 (+5.9%) Land $25,369 Building $95,144	$361,539 (+5.9%) Land $76,107 Building $285,432
2024	$7,306.00	$113,796 Land $24,510 Building $89,286	$341,388 Land $73,530 Building $267,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 River Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	27 (1984–2019)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms & Flooding, Mar 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures