433 Risner Rd, Hartwell, GA 30643 Property Records

Hart County property record for 433 Risner Rd, Hartwell, GA 30643

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,836 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C53-095`

Property Details

APN / Parcel Number

Primary APN	`C53-095`
Alternative APN	`7439`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,836 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	845 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	896 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7439
Old Parcel Number	C53 095
Street Address	433 RISNER RD
City	HARTWELL
State	GA
Zip	30643-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GMD 1115 PB 2I-118 TRACT 3 PB 2K-4
Legal Subdivision	JANICE APRIL COWART
Legal Tract	3
Jurisdiction	HART GA
Township / Civil Division	REED CREEK
Census Block Group	1
Census Block	1033
Census Tract	960101

Owner

Source: Hart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 RISNER RD, HARTWELL, GA 30643-7734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit NORTHEAST GEORGIA BANK
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Oct 21, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2003
Deed Sale	Jun 1, 2003
Deed Document Number	0000449203
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HART GA
Property Address	433 RISNER RD, HARTWELL, GA 30643-7734
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RISNER RD, HARTWELL, GA 30643-7734

Mortgage

Document Number	0009800000000602
Date	Jun 29, 2022
Book Page	0000000980/0000000602

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HART GA
Property Address	433 RISNER RD, HARTWELL, GA 30643-7734
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RISNER RD, HARTWELL, GA 30643-7734

Mortgage

Document Number	0009450000000462
Date	Aug 6, 2021
Book Page	0000000945/0000000462

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HART GA
Property Address	433 RISNER RD, HARTWELL, GA 30643-7734
Document Number	0008810702
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 RISNER RD HARTWELL GA 306437734, HARTWELL, GA 30643-7734

Mortgage

Document Number	0008810702
Date	Nov 21, 2019
Book Page	000881/000702

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2034

Tax Assessment & Valuation

Source: Hart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Hart County
Unified School District	Hart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (-2.13%) Homeowner's exemption	$203,151 (+22.72%) Land $48,160 Building $154,991	$507,877 (+22.72%) Land $120,400 Building $387,477
2023	$2,299.00 (-20.31%) Homeowner's exemption	$165,543 (+10.57%) Land $32,500 Building $133,043	$413,857 (+10.57%) Land $81,250 Building $332,607
2022	$2,885.00 Homeowner's exemption	$149,723 Land $31,860 Building $117,863	$374,308 Land $79,650 Building $294,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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