Waller County property record for 433 Ripple Edge Ct, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 3,941 sqft · built 2019 |
| Lot Size | 0.29 acres (12,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $867,825 (Mar 2022) |
| Tax Bill | $10,362 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 558202-004-008-000 |
| Primary APN | 558202-004-008-000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,941 sqft Living Area |
| 1st Floor Area | 2,631 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 12,640 sqft (0.29 acres) |
| Lot Dimensions | 160 ft deep x 79 ft wide |
| Garage Area | 781 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 458 sqft |
| Canopy | 88 sqft |
| Street Address | 433 RIPPLE EDGE CT |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77493-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S558202 LAKE HOUSE 2 BLK 4 LOT 8 |
| Legal Subdivision | LAKE HOUSE 2 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | WALLER TX |
| Township / Civil Division | BROOKSHIRE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 680100 |
433 Ripple Edge Ct is owned and occupied by an individual who bought it in March 2022.
Source: Waller County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 RIPPLE EDGE CT, KATY, TX 77493-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Vendor's Lien, Transfer 5TH STREET CAPITAL INC |
| May 1, 2020 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | May 1, 2020 · Amount on File |
| Deed Document Number | 20223555 |
| Prior Transfer Date | Apr 30, 2020 |
| Prior Transfer Doc | 0000003830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WALLER TX |
| Recording Date | Mar 22, 2022 |
| Property Address | 433 RIPPLE EDGE CT, KATY, TX 77493-3715 |
| Document Number | 0002203555 |
| Map Reference | FILE 18023332 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2203555 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | MONARCH TITLE SERVICES LLC, MONARCH TITLE OF TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 RIPPLE EDGE CT, KATY, TX 77493-3715 |
| Document Number | 0002203556 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2203556 |
| Name | 5TH STREET CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 11.1% |
| Document Number | 0002203556 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2203556 |
| Name | 5TH STREET CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WALLER TX |
| Recording Date | May 1, 2020 |
| Property Address | 433 RIPPLE EDGE CT, KATY, TX 77493-3715 |
| Document Number | 0002003830 |
| Map Reference | FILE 182332 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2003830 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 RIPPLE EDGE CT, KATY, TX 77493-3715 |
| Document Number | 0002003831 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2003831 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 433 Ripple Edge Ct was $10,362 with a homeowner's exemption.
Source: Waller County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Waller County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,362.00 Homeowner's exemption | $693,500 Land $79,630 Building $613,870 | $693,500 Land $79,630 Building $613,870 |
| 2023 | $672,200 (+8.65%) Land $79,630 Building $592,570 | $672,200 (+8.65%) Land $79,630 Building $592,570 | |
| 2022 | $618,700 Land $59,090 Building $559,610 | $618,700 Land $59,090 Building $559,610 | |
| 2021 | $338,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Ripple Edge Ct in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 88 (1992–2026) |
| Claims Outside the SFHA | 64 of 88 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Ripple Edge Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKEHOUSE WATER PLANT private · serves 1,071 people · EPA ID TX2370111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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