433 Ridgestone Dr, Franklin, TN 37064 Property Records

Williamson County property record for 433 Ridgestone Dr, Franklin, TN 37064

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,877 sqft · built 1992
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Tax Bill$3,728 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN089G-D-010.00-000

Property Details

APN / Parcel Number

Primary APN089G-D-010.00-000
Alternative APNs
  • 094089G D 01000
  • 226001

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,877 sqft Living Area
Gross Area3,339 sqft
1st Floor Area1,318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway
PorchStoop
Porch Area32 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address433 RIDGESTONE DR
CityFRANKLIN
StateTN
Zip37064-5573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD FORREST CROSSING SEC 6 PB 15 PG 55 LOT 0609
Legal SubdivisionFORREST CROSSING
Legal Lot Number0609
JurisdictionWILLIAMSON TN
Township / Civil Division12
Census Block Group1
Census Block1026
Census Tract50907

Owner

Source: Williamson County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 RIDGESTONE DR, FRANKLIN, TN 37064-5573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 1994
Deed SaleMay 31, 1994
Deed Book / Page1205 / 155
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address433 RIDGESTONE DR, FRANKLIN, TN 37064-5573
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0076070072
DateApr 23, 2019
Book Page7607/0072
Instrument19014018
Lender
NameSUNTRUST BANK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWilliamson County
MunicipalityFranklin City
Elementary School DistrictFranklin Special School District (PK - 08)
Secondary School DistrictWilliamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,728.00 (-44.09%)$180,700 (+53.49%) Land $52,500 Building $128,200$722,800 (+53.49%) Land $210,000 Building $512,800
2024$6,668.00 (+108.11%)
2023$3,204.00$117,725 (-) Land $22,500 Building $95,225$470,900 (-) Land $90,000 Building $380,900
2022$3,204.00$117,725 Land $22,500 Building $95,225$470,900 Land $90,000 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPT
serves 77,222 people · EPA ID TN0000246
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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