433 Reid Ave, Troy, IL 62294 Property Records

Madison County property record for 433 Reid Ave, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1986
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2020)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2020 Line of Credit + 2 more
APN	`09-2-22-04-09-102-009`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-09-102-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	433 REID AVE
City	TROY
State	IL
Zip	62294-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK FOREST NO 6 LOT S-260 80 X 120
Legal Subdivision	PARK FOREST NO 6 SUB
Legal Lot Number	S-260
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6015
Census Tract	403531

Owner

433 Reid Ave is owned and occupied by an individual who bought it in April 2020.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	433 REID AVE, TROY, IL 62294-2122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
Jan 29, 2020	Quit Claim Deed, Transfer · Line of Credit BANK OF O'FALLON
Dec 20, 2019	Grant Deed, Transfer TITLE 365
Nov 21, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	202011876
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0000003452
Record Updated	Oct 29, 2026

April 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 14, 2020
Property Address	433 REID AVE, TROY, IL 62294-2122
Document Number	0000011876
Map Reference	PB 49 PG 98
Instrument Date	Mar 26, 2020
Instrument	2020R11876
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 REID AVE, TROY, IL 62294-2122

Mortgage

Document Number	0000011877
Date	Apr 14, 2020
Instrument	2020R11877

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jan 29, 2020
Property Address	433 REID AVE, TROY, IL 62294-2122
Document Number	0000003452
Instrument Date	Jan 24, 2020
Instrument	3452
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	504 S VINE ST O FALLON IL 622692604, O FALLON, IL 62269-2604

Mortgage

Document Number	3453
Date	Jan 29, 2020
Instrument	3453

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8628

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 28, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.75%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Dec 20, 2019
Property Address	433 REID AVE, TROY, IL 62294-2122
Document Number	0000041211
Instrument Date	Dec 9, 2019
Instrument	41211
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$101.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 S VINE ST O FALLON IL 622692604, O FALLON, IL 62269-2604

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Nov 21, 2019
Property Address	433 REID AVE, TROY, IL 62294-2122
Document Number	0000037760
Instrument Date	Oct 17, 2019
Instrument	37760
Transaction Type	Foreclosure
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 433 Reid Ave was $3,626 with a homeowner's exemption, up 7.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (+7.09%)	$58,410 Land $11,730 Building $46,680	$175,230 Land $35,190 Building $140,040
2024	$3,386.00
2022	$2,953.00	$45,530 Land $9,140 Building $36,390	$136,726 Land $27,447 Building $109,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 433 Reid Ave; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Reid Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Reid Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures