433 Ramos Ranch Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 433 Ramos Ranch Rd, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,508 sqft · built 2022
Lot Size0.103 acres (4,486 sqft)
Owner2 Individual Names on Record
Last Sale$767,000 (Jul 2022)
Tax Bill$13,129 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033-470-075-4

Property Details

APN / Parcel Number

Primary APN033-470-075-4
Alternative APN
  • 033-470-075

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,508 sqft Living Area
1st Floor Area1,076 sqft
2nd Floor Area1,432 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area4,486 sqft (0.103 acres)
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address433 RAMOS RANCH RD
CityOAKLEY
StateCA
Zip94561-2790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9498 L75
Legal SubdivisionACACIA SUB 9498
Legal Tract9498
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract302012

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 RAMOS RANCH RD, OAKLEY, CA 94561-2790
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Deed Document Number2022120103
Record UpdatedSep 20, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 29, 2022
Property Address433 RAMOS RANCH RD, OAKLEY, CA 94561-2790
Document Number0000120103
Map ReferenceMB 543 PG 44-49
Instrument DateJul 20, 2022
Instrument2022-120103
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address433 RAMOS RANCH RD, OAKLEY, CA 94561-2790

Mortgage

Document Number0000120104
DateJul 29, 2022
Instrument2022-120104
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$813,733 (+2%) Land $265,302 Building $548,431
2025$13,129.00 (+3.35%) Homeowner's exemption$797,778 (+4.04%) Land $260,100 Building $537,678
2023$12,703.00 (+137.39%) Homeowner's exemption$766,800 Land $250,000 Building $516,800
2022$5,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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