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433 Porter Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 433 Porter Rd, Folsom, CA 95630 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,024 sqft · built 2004
Lot Size0.182 acres (7,911 sqft)
OwnerCompany Name on File
Last Sale$412,000 (Nov 2004)
Tax Bill$7,734 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN072-2450-058-0000

Property Details

APN / Parcel Number

Primary APN072-2450-058-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,024 sqft Living Area
1st Floor Area2,024 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,911 sqft (0.182 acres)
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address433 PORTER RD
CityFOLSOM
StateCA
Zip95630-6174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMPIRE RANCH VILLAGE 25, LOT 92
Legal SubdivisionEMPIRE RANCH VILLAGE 25
Legal Lot Number92
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1007
Census Tract8513

Owner

Source: Sacramento County records · APN 072-2450-058-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address651 RUSSELL DR, FOLSOM, CA 95630-6358
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 24, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2004 · Amount on Record
Deed SaleNov 24, 2004 · Amount on Record
Deed Book / Page20041124 / 2086
Last Transfer DateJan 16, 2013
Transfer Doc0000001160
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateJul 31, 2026
Property Address433 PORTER RD, FOLSOM, CA 95630-6174
Document Number2026000317
Book / Page20260731 / 317
Instrument DateJul 24, 2026
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust, 222
Address651 RUSSELL DR, FOLSOM, CA 95630-6358

Mortgage

Document Number2026000317,
DateJul 31, 2026
Book Page20260731/317
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 24, 2056
Interest
Rate6.49%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address433 PORTER RD, FOLSOM, CA 95630-6174
Transaction TypeMortgage
Record UpdatedOct 07, 2021
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 RUSSELL DR, FOLSOM, CA 95630-6358

Mortgage

Document Number2021092400038
DateSep 24, 2021
Instrument2021092400038
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address433 PORTER RD, FOLSOM, CA 95630-6174
Document Number1811020776
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 PORTER RD FOLSOM CA 956306174, FOLSOM, CA 95630-6174

Mortgage

Document Number1811020776
DateNov 02, 2018
Instrument1811020776
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$585,626 (+2%) Land $142,165 Building $443,461
2025$7,734.00 (+1.66%)$574,144 (+4.04%) Land $139,378 Building $434,766
2024$7,608.00 (+3.2%)
2023$7,372.00 (+1.04%)$551,852 Land $133,967 Building $417,885
2022$7,296.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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