433 Pollys Rock Rd, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 433 Pollys Rock Rd, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,016 sqft · built 1956
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$53,000 (Dec 1996)
Tax Bill$3,961 (2025)
Deeds & MortgagesMay 2023 Refinance
Flood ZoneZone X (minimal risk)
APN81-188-01

Property Details

APN / Parcel Number

Primary APN81-188-01
Alternative APNs
  • 240013500000030181000000
  • 192400 135.00-3-18.1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area1,152 sqft
Upper Floors Area864 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area33,106 sqft (0.76 acres)

Exterior Amenities

PorchSlab
Porch Area300 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number81-188-01
Street Address433 POLLYS ROCK RD
CityCAIRO
StateNY
Zip12413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block3
Legal Lot Number18.100
JurisdictionGREENE NY
Township / Civil DivisionCAIRO
Census Block Group1
Census Block1014
Census Tract80502

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 277, ROUND TOP, NY 12473-0277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 1996 · Amount on Record
Deed SaleDec 19, 1996 · Amount on Record
Deed Book / Page866 / 141
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address433 POLLYS ROCK RD, CAIRO, NY 12413
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M20231199
DateMay 12, 2023
InstrumentM2023-1199
Lender
NameBANK OF GREENE COUNTY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueJun 1, 2028

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCairo Town
Unified School DistrictCairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,961.00$91,900 (-) Land $16,700 Building $75,200$262,600 (+16.3%) Land $47,719 Building $214,881
2023$91,900 Land $16,700 Building $75,200$225,799 Land $41,032 Building $184,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Cable · Fiber in parts of the area
400 / 25
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pollys Rock Rd

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