Bedford County property record for 433 Point Rd, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1977 |
| Lot Size | 8.15 acres (355,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Sep 2025) |
| Tax Bill | $870 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D.08-0.00-222 |
| Primary APN | D.08-0.00-222 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 355,014 sqft (8.15 acres) |
| Storage Building | Storage Building |
| Street Address | 433 POINT RD |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-6944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 433 POINT RD |
| Legal Subdivision | MOWRY ACRES |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 960900 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 POINT RD, BEDFORD, PA 15522-6944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | May 20, 2024 · Amount on Record |
| Deed Document Number | 20254302 |
| Prior Transfer Date | Oct 1, 1994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Sep 11, 2025 |
| Property Address | 433 POINT RD, BEDFORD, PA 15522-6944 |
| Document Number | 02025/4302 |
| Book / Page | 2025 / 4302 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-004302 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | UNITED W TITLE, UNITED ONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 POINT RD, BEDFORD, PA 15522-6944 |
| Document Number | 2025004303 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025-004303 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $870.00 (+9.3%) | $51,000 (-) Land $36,700 Building $14,300 | $51,000 (-) Land $36,700 Building $14,300 |
| 2025 | $796.00 (+15.87%) | $51,000 (-) Land $36,700 Building $14,300 | $51,000 (-) Land $36,700 Building $14,300 |
| 2023 | $687.00 Additional exemption filed | $51,000 Land $36,700 Building $14,300 | |
| 2012 | $51,000 Land $36,700 Building $14,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1993–2010) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 86% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Crowsnest Broadband, Verizon, Xfinity.
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