433 Placer Ave, San Marcos, CA 92069 Property Records

San Diego County property record for 433 Placer Ave, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 937 sqft · built 1986
Lot Size	0.142 acres (6,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jul 2023)
Tax Bill	$8,725 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-384-02-00`

Property Details

APN / Parcel Number

Primary APN	`220-384-02-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	937 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	6,207 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	433 PLACER AVE
City	SAN MARCOS
State	CA
Zip	92069-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 296 TR 010768
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	010768
Legal Block	1
Legal Lot Number	296
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20023

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer
Jul 7, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	2023178084
Prior Transfer Date	Jul 5, 2023
Prior Transfer Doc	0000181676
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2023
Property Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889
Document Number	0000181676
Map Reference	MAP 10768
Instrument Date	Jul 5, 2023
Instrument	2023-0181676
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2023
Property Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889
Document Number	0000178083
Map Reference	MAP 10768
Instrument Date	Jun 27, 2023
Instrument	2023-0178083
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2023
Property Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889
Document Number	0000178084
Map Reference	MAP 10768
Instrument Date	Jun 14, 2023
Instrument	2023-0178084
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889

Mortgage

Document Number	0000178085
Date	Jul 7, 2023
Instrument	2023-0178085

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Margin	2
Max Rate	10.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 PLACER AVE, SAN MARCOS, CA 92069-1889

Mortgage

Document Number	0000521842
Date	Sep 9, 2020
Instrument	2020-0521842

Lender

Name	AMWEST FUNDING CORP
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,896 (+2%) Land $561,816 Building $208,080
2025	$8,725.00 (+80.64%)	$754,800 (+73.5%) Land $550,800 Building $204,000
2023	$4,830.00 (+1.39%) Homeowner's exemption	$435,047 (+2%) Land $177,881 Building $257,166
2022	$4,764.00 Homeowner's exemption	$426,518 Land $174,394 Building $252,124

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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