Okaloosa County property record for 433 Panama Dr, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 900 sqft · built 1961 |
| Lot Size | 0.373 acres (16,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Apr 2021) |
| Tax Bill | $1,426 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-9979-2 |
| Primary APN | C56-000-592-9979-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 900 sqft Heated Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 900 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,261 sqft |
| Lot Width | 131 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Screened Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 433 PANAMA DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JERNIGAN S/D 2ND ADD LOT 8 BLK C |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 07 |
| Legal Subdivision | JERNIGAN S/D |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20500 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 PANAMA DR, CRESTVIEW, FL 32536-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WATERSTONE MORTGAGE CORP |
| Apr 14, 2021 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Document Number | 3446464 |
| Deed Book / Page | 3539 / 2242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 433 PANAMA DR, CRESTVIEW, FL 32536-2317 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035392255 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 3539/2255 |
| Instrument | 3446466 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 433 PANAMA DR, CRESTVIEW, FL 32536-2317 |
| Document Number | 0035392242 |
| Book / Page | 3539 / 2242 |
| Map Reference | MB 3 PG 26 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 3446464 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW AND TITLE PLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,043.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 PANAMA DR, 433, CRESTVIEW, FL 32536-2317 |
| Name | Verified Name |
|---|---|
| Address | 433 PANAMA DR, CRESTVIEW, FL 32536-2317 |
| Document Number | 35392244 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 3539/2244 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,426.00 (-38.82%) | $130,998 (-9.11%) Land $25,093 Building $105,905 | $130,998 (-8.47%) Land $25,093 Building $105,905 |
| 2023 | $2,331.00 (+3%) Homeowner's exemption | $144,125 (+3.66%) | $143,127 (+2.94%) Land $21,319 Building $121,808 |
| 2022 | $2,263.00 | $139,038 Land $19,924 Building $119,114 | $139,038 Land $19,924 Building $119,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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