Kings County property record for 433 Palm Cir, Hanford, CA 93230
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,171 sqft · built 1991 |
| Lot Size | 0.241 acres (10,506 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Nov 2017 Reverse Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-100-012-000 |
| Primary APN | 007-100-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 2,171 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 10,506 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 433 PALM CIR |
|---|---|
| City | HANFORD |
| State | CA |
| Zip | 93230-6833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R18 |
| Legal Description | 433 PALM CIR HANFORD |
| Legal Subdivision | NORTHGATE ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | KINGS CA |
| Township / Civil Division | HANFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 701 |
433 Palm Cir is owner-occupied and held in a trust since October 2003.
Source: Kings County records, as of July 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 433 PALM CIR, HANFORD, CA 93230-6833 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Nov 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2003 |
| Transfer Doc | 0000032097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGS CA |
| Property Address | 433 PALM CIR, HANFORD, CA 93230-6833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000020887 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 1720887 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 919 Months |
| Due | Jun 3, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
| Type Change Date | Dec 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGS CA |
| Property Address | 433 PALM CIR, HANFORD, CA 93230-6833 |
| Document Number | 0000020888 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 433 PALM CIR HANFORD CA 932306833, HANFORD, CA 93230-6833 |
| Document Number | 0000020888 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 20888 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Nov 27, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
The 2025 property tax bill for 433 Palm Cir was $2,568 with a homeowner's exemption.
Source: Kings County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kings County |
| Municipality | Hanford City |
| Secondary School District | Hanford Joint Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $243,504 (+2%) Land $63,128 Building $180,376 | |
| 2025 | $2,568.00 Homeowner's exemption | $238,731 Land $61,891 Building $176,840 |
| 2023 | $2,441.00 (+1.29%) Homeowner's exemption | $229,463 Land $59,489 Building $169,974 |
| 2022 | $2,410.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 433 Palm Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Palm Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HANFORD serves 62,127 people · EPA ID CA1610003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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