433 Oconnor St, Menlo Park, CA 94025 Property Records

San Mateo County property record for 433 Oconnor St, Menlo Park, CA 94025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,578 sqft · built 2015
Lot Size	0.181 acres (7,895 sqft)
Owner	2 Individual Names on File
Last Sale	$3,852,000 (Mar 2022)
Tax Bill	$39,980 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`063-463-680`

Property Details

APN / Parcel Number

Primary APN	`063-463-680`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
1st Floor Area	1,563 sqft
2nd Floor Area	1,015 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	7,895 sqft (0.181 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	433 OCONNOR ST
City	MENLO PARK
State	CA
Zip	94025-2668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A OF PARCEL MAP VOL 80/3-4
Legal Subdivision	MENLO PARK
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1004
Census Tract	612101

Owner

433 Oconnor St is owned and occupied by two individuals who bought it in March 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 11, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	202221466
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 11, 2022
Property Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668
Document Number	0000021466
Map Reference	VOL 80 PG 3&4
Instrument Date	Feb 11, 2022
Instrument	2022-021466
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,237.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668

Mortgage

Document Number	0000021467
Date	Mar 11, 2022
Instrument	2022-021467

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668

Mortgage

Document Number	0000105177
Date	Jul 14, 2021
Instrument	2021-105177

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2021
Change Frequency	Monthly
Min Rate At Change	3.25%
Max Rate At Change	10.9%
Index	Prime Rate
Margin	1
Max Rate	10.9%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668

Mortgage

Document Number	0000007971
Date	Jan 19, 2021
Instrument	2021-007971

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Max Rate	10.9%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095052
Date	Nov 12, 2019
Instrument	2019-095052

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Feb 1, 2025
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 11, 2017
Property Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668
Document Number	0000089451
Map Reference	PM80 PG3&4
Instrument Date	Sep 21, 2017
Instrument	2017-089451
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	433 OCONNOR ST, MENLO PARK, CA 94025-2668

Mortgage

Document Number	0000089452
Date	Oct 11, 2017
Instrument	2017-089452

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 433 Oconnor St was $39,980.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Menlo Park City
Elementary School District	Ravenswood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,875,000 (+11.8%) Land $2,712,500 Building $1,162,500
2025	$39,980.00	$3,466,000 Land $2,426,000 Building $1,040,000
2023	$40,226.00 (+45.67%)	$3,466,000 Land $2,426,000 Building $1,040,000	$2,823,930
2022	$27,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Oconnor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Oconnor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O'CONNOR TRACT CO-OPERATIVE WATER CO. private · serves 2,789 people · EPA ID CA4110019
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Tekify Fiber & Wireless, Verizon.

433 Oconnor St, Menlo Park, CA 94025 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oconnor St

Nearby Streets

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