433 Oak St, Hickory Flat, MS 38633 Property Records

Benton County property record for 433 Oak St, Hickory Flat, MS 38633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1972
Lot Size	0.309 acres (13,455 sqft)
Owner	Individual Name on Record
Last Sale	$74,151 (Dec 2020)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4-0573-27-003-031.00`

Property Details

APN / Parcel Number

Primary APN	`4-0573-27-003-031.00`
Alternative APN	`16847`

Interior

Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,455 sqft (0.309 acres)
Lot Dimensions	117 ft deep x 115 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	200 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	16847
Street Address	433 OAK ST
City	HICKORY FLAT
State	MS
Zip	38633-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEAR NW/C BLOCK 3 DB 57-74
Legal Range	01E
Legal Township	05S
Legal Section	27
Legal Subdivision	TOWN OF HICKORY FLAT
Legal Block	3
Jurisdiction	BENTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2059
Census Tract	950200

Owner

Source: Benton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 POST OAK DR, PONTOTOC, MS 38863-6712
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HOLLY SPRINGS
Jul 19, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	20201179
Deed Book / Page	209 / 61
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	433 OAK ST, HICKORY FLAT, MS 38633-8119
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000251/111
Date	Jul 19, 2018
Book Page	0251/111
Instrument	201800679

Lender

Name	BANK OF HOLLY SPRINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BENTON MS
Recording Date	Jul 19, 2018
Property Address	433 OAK ST, HICKORY FLAT, MS 38633-8119
Document Number	000202/298
Book / Page	0202 / 298
Map Reference	DOC 201100700
Instrument Date	Jul 3, 2018
Instrument	201800678
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 250, HOLLY SPRINGS, MS 38635-0250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Municipality	Hickory Flat Town
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00 (+10.28%)	$7,000 (-0.48%)	$46,660 (-0.49%) Land $1,350 Building $45,310
2023	$1,002.00	$7,034	$46,890 Land $1,350 Building $45,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD private · serves 174 people · EPA ID MS0730010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACE Fiber Fiber	8,000 / 8,000
Buckeye Cablesystem Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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