433 North St, Chardon, OH 44024 Property Records

Geauga County property record for 433 North St, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1995
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2025)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-165239`

Property Details

APN / Parcel Number

Primary APN	`10-165239`
Alternative APN	`005318-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Attic	Attic
Attic Area	1,152 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Terrain	Above Road/Slope
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	005318-8
Street Address	433 NORTH ST
City	CHARDON
State	OH
Zip	44024-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 130
Legal Subdivision	VILLAGE/CHARDON
Legal Lot Number	130
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	5
Census Block	5000
Census Tract	312201

Owner

433 North St is owned and occupied by two individuals who bought it in November 2025.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 NORTH ST, CHARDON, OH 44024-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Nov 20, 2024 · Amount on File
Deed Document Number	20251041127
Deed Book / Page	2212 / 38
Prior Transfer Date	Nov 18, 2024
Prior Transfer Doc	0021933169
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 19, 2025
Property Address	433 NORTH ST, CHARDON, OH 44024-1035
Document Number	0022120038
Book / Page	2212 / 38
Instrument Date	Nov 10, 2025
Instrument	202501041127
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 NORTH ST, CHARDON, OH 44024-1035

Mortgage

Document Number	202501041128
Date	Nov 19, 2025
Instrument	202501041128

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 433 North St was $4,195 with a homeowner's exemption, down 2.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,195.00 (-2.21%)	$84,810 (-) Land $19,920 Building $64,890
2024	$4,290.00 (+4.1%)	$84,810 (-) Land $19,920 Building $64,890
2023	$4,121.00	$84,810 (+19.42%) Land $19,920 Building $64,890	$242,300 Land $56,900 Building $185,400
2022		$71,020 Land $16,590 Building $54,430
2021	$4,172.00
2020			$202,900 Land $47,400 Building $155,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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