433 N Stevens St, Rhinelander, WI 54501 Property Records

Oneida County property record for 433 N Stevens St, Rhinelander, WI 54501

Property Summary

Property Type	Commercial
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RH 356`

Property Details

APN / Parcel Number

Primary APN	`RH 356`

Exterior

Lot Area	8,364 sqft (0.192 acres)

Location & Zoning

Street Address	433 N STEVENS ST
City	RHINELANDER
State	WI
Zip	54501-3137
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 667461/575884 2ND ADDN ASSRS REPLAT LOT A BLK 6 INCL 435 N STEVENS ST
Legal Range	09E
Legal Township	36N
Legal Section	06
Legal Subdivision	2ND ADDN ASSRS
Legal Block	6
Legal Lot Number	A
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4014
Census Tract	971500

Owner

Source: Oneida County records · APN RH 356

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 N STEVENS ST, RHINELANDER, WI 54501-3137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	May 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837952
Date	Oct 05, 2022
Instrument	837952

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oneida County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (+16.69%)	$80,000 (-) Land $16,700 Building $63,300	$135,669 Land $28,321 Building $107,348
2023	$1,887.00 Homeowner's exemption	$80,000 Land $16,700 Building $63,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (55085C), as of May 16, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hilbert Communications.

Based on FCC filings for 370 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WI7440126, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.