433 N Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 433 N Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Condominium
Details	2 ba · 1,226 sqft · built 2003
Lot Size	0.019 acres (838 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Apr 2019)
Tax Bill	$954 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-14-823`

Property Details

APN / Parcel Number

Primary APN	`302-14-823`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,226 sqft Living Area
1st Floor Area	388 sqft
2nd Floor Area	838 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	838 sqft (0.019 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	433 N OAK ST
City	GILBERT
State	AZ
Zip	85233-4411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	ARBOR WALK AMD MCR 644-33 UNIT 63 (PLEASE NOTE: FOR LEGAL DESCRIPTION REFERENCES REGARDING THE PERCENTAGE OF OWNERSHIP OF THE
Legal Range	05E
Legal Township	01S
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	ARBOR WALK AMD
Legal Lot Number	63
Legal Unit	63
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1010
Census Tract	422401

Owner

433 N Oak St, a condominium, is owned and occupied by an individual who bought it in April 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	433 N OAK ST, GILBERT, AZ 85233-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 17, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST ARIZONA TITLE AGENCY L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Document Number	20190269504
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	433 N OAK ST, GILBERT, AZ 85233-4411
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 N OAK ST, GILBERT, AZ 85233-4411

Mortgage

Document Number	0000920325
Date	Dec 30, 2022
Instrument	20220920325

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 17, 2019
Property Address	433 N OAK ST, GILBERT, AZ 85233-4411
Document Number	0000269504
Map Reference	MB 644 PG 33
Instrument Date	Apr 12, 2019
Instrument	20190269504
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 OAK ST, 433, GILBERT, AZ 85233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 OAK ST, GILBERT, AZ 85233

Mortgage

Document Number	0000269505
Date	Apr 17, 2019
Instrument	20190269505

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 11, 2017
Property Address	433 N OAK ST, GILBERT, AZ 85233-4411
Document Number	0000255262
Map Reference	MB 644 PG 33
Instrument Date	Mar 15, 2017
Instrument	2017-0255262
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST ARIZONA TITLE AGENCY L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 N OAK ST, GILBERT, AZ 85233-4411

Mortgage

Document Number	, 2017-0255263
Date	Apr 11, 2017
Instrument	2017-0255263

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 433 N Oak St was $954.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,370	$323,700 Land $64,700 Building $259,000
2025	$954.00
2024		$34,000	$340,000 Land $68,000 Building $272,000
2023	$925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 N Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks.

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