433 N Elm Ave, Jackson, MI 49202 Property Records

Jackson County property record for 433 N Elm Ave, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1915
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Nov 2005)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-051600000`

Property Details

APN / Parcel Number

Primary APN	`8-051600000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,176 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	66 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 N ELM AVE
City	JACKSON
State	MI
Zip	49202-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	0532 LAND OWNED & USED AS ONE PARCEL & DESC AS N 1/2 OF LOT 13 KEENA'S ADD ALSO BEG AT INTERS OF E LN OF ELM AVE & S LN OF
Legal Range	01W
Legal Township	02S
Legal Section	36
Legal Subdivision	KEENAS ADD
Legal Lot Number	13
Legal Unit	13
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4004
Census Tract	400

Owner

433 N Elm Ave is owned by an individual who bought it in November 2005.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 273, JACKSON, MI 49204-0273
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage COUNTY NATIONAL BANK
Nov 14, 2025	Quit Claim Deed, Transfer VANGUARD TITLE COMPANY
Oct 23, 2025	Warranty Deed, Transfer · Commercial Mortgage COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2005 · Amount on File
Deed Sale	Nov 14, 2005 · Amount on File
Deed Document Number	20052418659
Deed Book / Page	1830 / 1148
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	433 N ELM AVE, JACKSON, MI 49202-3505
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 SNEAKY LN, HOLT, MI 48842-7759

Mortgage

Document Number	0002993843
Date	Nov 13, 2025
Book Page	2272/1050
Instrument	2993843

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 14, 2025
Property Address	433 N ELM AVE, JACKSON, MI 49202-3505
Document Number	0002993993
Book / Page	2272 / 1200
Map Reference	LB 8 PG 5
Instrument Date	Oct 8, 2025
Instrument	2993993
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	VANGUARD TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 LANSING AVE, JACKSON, MI 49202-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 LANSING AVE, JACKSON, MI 49202-3211

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 23, 2025
Property Address	433 N ELM AVE, JACKSON, MI 49202-3505
Document Number	0002992548
Book / Page	2271 / 1055
Map Reference	LB 8 PG 5
Instrument Date	Oct 7, 2025
Instrument	2992548
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7336 BLUE SKIES DR, SPRING HILL, FL 34606-7254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 LANSING AVE, JACKSON, MI 49202-3211

Mortgage

Document Number	0002272478
Date	Oct 23, 2025
Instrument	2272/478

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 433 N Elm Ave was $1,587, down 11.5% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,700 (+12.42%)	$101,400 (+12.42%)
2025	$1,587.00 (-11.54%)	$45,100	$90,200
2024	$1,794.00
2023		$33,400	$66,800
2022	$1,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 N Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 N Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Mercury Fiber, Verizon.

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