433 N Cherry St, Gardner, KS 66030 Property Records

Johnson County property record for 433 N Cherry St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,415 sqft · built 1993
Lot Size	0.354 acres (15,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,040 (Jul 2022)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CP83500000-0007`

Property Details

APN / Parcel Number

Primary APN	`CP83500000-0007`
Alternative APNs	`0461362403012003000` `R5698`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,015 sqft
Basement Area	1,396 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,422 sqft (0.354 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	180 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R5698
Street Address	433 N CHERRY ST
City	GARDNER
State	KS
Zip	66030-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STONE CREEK 1ST PLAT LT 7 GAC 87 7
Legal Subdivision	STONE CREEK 1ST
Legal Lot Number	7
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1000
Census Tract	53707

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 N CHERRY ST, GARDNER, KS 66030-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	20223375
Deed Book / Page	202207 / 3375
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jul 13, 2022
Property Address	433 N CHERRY ST, GARDNER, KS 66030-1722
Document Number	202207/3375
Book / Page	202207 / 3375
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2022073377
Date	Jul 13, 2022
Instrument	202207/3377

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	433 N CHERRY ST, GARDNER, KS 66030-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101/11303
Date	Jan 28, 2021
Book Page	202101/11303

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 7, 2018
Property Address	433 N CHERRY ST, GARDNER, KS 66030-1722
Document Number	201806/002513
Book / Page	201806 / 002513
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201806002515
Date	Jun 7, 2018
Instrument	201806/002515

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+6.7%)	$35,743 (+7.36%) Land $7,441 Building $28,302	$310,800 (+7.36%) Land $64,700 Building $246,100
2024	$4,058.00 (-9.14%)	$33,293 (-6.13%) Land $7,441 Building $25,852	$289,500 (-6.13%) Land $64,700 Building $224,800
2023	$4,466.00 (+11.57%)	$35,467 (+12.68%) Land $7,441 Building $28,026	$308,400 (+12.68%) Land $64,700 Building $243,700
2022	$4,003.00	$31,476 Land $6,147 Building $25,329	$273,700 Land $53,450 Building $220,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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