Stephens County property record for 433 N 20th St, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,925 sqft · built 1960 |
| Lot Size | 0.245 acres (10,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Jul 2026) |
| Tax Bill | $1,588 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22352 |
| Primary APN | 22352 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,658 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22352 |
|---|---|
| Street Address | 631 N 20TH ST |
| City | DUNCAN |
| State | OK |
| Zip | 73533-2788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 LT 1 WHISENANT #1 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Subdivision | WHISENANT #1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 101 |
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 N 20TH ST, DUNCAN, OK 73533-2788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · FHA Mortgage BANCFIRST |
| Sep 15, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage BANCFIRST |
| Jun 14, 2023 | Special Warranty Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Jan 16, 2025 · Amount on Record |
| Deed Document Number | 20266206 |
| Deed Book / Page | 6898 / 115 |
| Prior Transfer Date | Dec 2, 2022 |
| Prior Transfer Doc | 0000012229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Jul 16, 2026 |
| Property Address | 631 N 20TH ST, DUNCAN, OK 73533-2788 |
| Document Number | 0000006206 |
| Book / Page | 6898 / 115 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20266206 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,027.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 N 20TH ST, DUNCAN, OK 73533-2788 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006207, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 6898/119 |
| Instrument | 20266207 |
| Name | BANCFIRST |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000006208, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 6898/136 |
| Instrument | 20266208 |
| Name | HOUSING FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Sep 15, 2023 |
| Property Address | 433 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | 006393/260 |
| Book / Page | 6393 / 260 |
| Instrument Date | Sep 13, 2023 |
| Instrument | I-2023-008794 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | I2023008795 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | I-2023-008795 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Jun 14, 2023 |
| Property Address | 433 N 20TH ST, DUNCAN, OK 73533-2321 |
| Document Number | 006353/140 |
| Book / Page | 6353 / 140 |
| Instrument Date | Apr 27, 2023 |
| Instrument | I-2023-005579 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,746 (-0.44%) Land $996 Building $17,750 | $170,417 (-0.44%) Land $9,059 Building $161,358 | |
| 2025 | $1,588.00 (+38.09%) | $18,829 (+45.1%) Land $996 Building $17,833 | $171,177 (+26.75%) Land $9,059 Building $162,118 |
| 2024 | $1,150.00 (+8.7%) | $12,977 (-) Land $996 Building $11,981 | $135,055 (+0.11%) Land $9,059 Building $125,996 |
| 2023 | $1,058.00 (+5.69%) | $12,977 (+5%) Land $996 Building $11,981 | $134,900 (+10.07%) Land $9,059 Building $125,841 |
| 2022 | $1,001.00 | $12,359 Land $996 Building $11,363 | $122,562 Land $9,059 Building $113,503 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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