433 N 1st St, Central Point, OR 97502 Property Records

Jackson County property record for 433 N 1st St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1937
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Jun 2009)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372W03DC1400`

Property Details

APN / Parcel Number

Primary APN	`372W03DC1400`
Alternative APNs	`372W03DC01400` `10139968`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1996
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	70 sqft
Porch	Covered Concrete/Masonry Porch
Porch Area	32 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 N 1ST ST
City	CENTRAL POINT
State	OR
Zip	97502-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MMR
Legal Range	02W
Legal Township	37S
Legal Section	03
Legal Quarter	4
Legal Subdivision	OAK PARK ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3015
Census Tract	1002

Owner

433 N 1st St is owned and occupied by an individual who bought it in June 2009.

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	433 N 1ST ST, CENTRAL POINT, OR 97502-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2009 · Amount on File
Deed Sale	Jun 30, 2009 · Amount on File
Prior Sale	Apr 27, 2009 · Amount on File
Deed Document Number	200925289
Prior Transfer Date	Nov 21, 2003
Prior Transfer Doc	0000080926
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	433 N 1ST ST, CENTRAL POINT, OR 97502-1659
Document Number	0000010331
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 N 1ST ST CENTRAL POINT OR 975021659, CENTRAL POINT, OR 97502-1659

Mortgage

Document Number	0000010331
Date	Apr 18, 2019
Instrument	10331

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 433 N 1st St was $1,550, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,710 (+2.99%)	$239,230 (+7.43%) Land $130,980 Building $108,250
2025	$1,550.00 (+2.51%)	$90,990 (+3%) Land $40,870 Building $50,120	$222,690 (+7.45%) Land $118,650 Building $104,040
2024	$1,512.00 (+3.28%)	$88,340 (+3%) Land $39,680 Building $48,660	$207,250 (+11.29%) Land $115,250 Building $92,000
2023	$1,464.00 (+2.38%)	$85,770 (+2.99%) Land $38,530 Building $47,240	$186,220 (-24.72%) Land $135,140 Building $51,080
2022	$1,430.00	$83,280 Land $37,410 Building $45,870	$247,360 Land $113,480 Building $133,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 N 1st St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (1996–2017)
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 N 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30