433 Mossy Ln, Gray, GA 31032 Property Records

Jones County property record for 433 Mossy Ln, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,788 sqft · built 2024
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2024)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`J45A-409`

Property Details

APN / Parcel Number

Primary APN	`J45A-409`
Alternative APNs	`J45A00 409` `15591`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,788 sqft Heated Area
1st Floor Area	756 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	420 sqft
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15591
Street Address	433 MOSSY LN
City	GRAY
State	GA
Zip	31032-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BIG CRK PRESERVE PH 1 20/48 DB 1170/316
Legal Subdivision	BIG CREEK PRESERVE PH 1
Legal Phase	1
Legal Lot Number	9
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	1
Census Block	1021
Census Tract	30305

Owner

Source: Jones County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 MOSSY LN, GRAY, GA 31032-5552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage MORRIS BANK
Nov 20, 2025	Quit Claim Deed, Transfer · VA Mortgage ROCKET MORTGAGE
Oct 28, 2024	Warranty Deed, Transfer · Conventional Mortgage LOANUNITED COM
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage MORRIS BANK
Nov 21, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage MORRIS BANK
Oct 31, 2023	Limited Warranty Deed, Transfer
Jan 12, 2023	Warranty Deed, Transfer
May 28, 2021	Warranty Deed, Transfer
Aug 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Mar 26, 2024 · Amount on Record
Deed Book / Page	1170 / 316
Last Transfer Date	Nov 14, 2025
Transfer Doc	0011910144
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MOSSY LN, GRAY, GA 31032-5552

Mortgage

Document Number	0011510000000741
Date	Sep 21, 2023
Book Page	0000001151/0000000741

Lender

Name	MORRIS BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JONES GA
Recording Date	Nov 20, 2025
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0011910144
Book / Page	1191 / 144
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MOSSY LN, GRAY, GA 31032-5552

Mortgage

Document Number	0001191147
Date	Nov 20, 2025
Instrument	1191/147

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Oct 28, 2024
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0011700316
Book / Page	1170 / 316
Instrument Date	Oct 25, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MOSSY LN, GRAY, GA 31032-5552

Mortgage

Document Number	0001170318
Date	Oct 28, 2024
Instrument	1170/318

Lender

Name	LOANUNITED COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Mar 26, 2024
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0011590596
Book / Page	1159 / 596
Instrument Date	Mar 22, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MOSSY LN, GRAY, GA 31032-5552

Mortgage

Document Number	0001159598
Date	Mar 26, 2024
Instrument	1159/598

Lender

Name	MORRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jan 1, 2025

November 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JONES GA
Recording Date	Nov 21, 2023
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0011540738
Book / Page	1154 / 738
Instrument Date	Nov 20, 2023
Instrument	2023001131
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MOSSY LN, GRAY, GA 31032-5552

Mortgage

Document Number	0001154740
Date	Nov 21, 2023
Instrument	1154/740

Lender

Name	MORRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Jan 1, 2024

October 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JONES GA
Recording Date	Oct 31, 2023
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0011530900
Book / Page	1153 / 900
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MOSSY LN, GRAY, GA 31032-5552

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Jan 12, 2023
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0011390690
Book / Page	1139 / 690
Instrument Date	Jan 12, 2023
Instrument	2023-000071
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 2ND ST, MACON, GA 31201-2261

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	May 28, 2021
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0010780252
Book / Page	1078 / 252
Instrument Date	May 28, 2021
Instrument	2021-000658
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 PLYMOUTH ROCK DR, LOGANVILLE, GA 30052-8712

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Aug 16, 2019
Property Address	433 MOSSY LN, GRAY, GA 31032-5552
Document Number	0010040486
Book / Page	001004 / 000486
Instrument Date	Aug 14, 2019
Instrument	2353
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	433 MOSSY LN GRAY GA 31032, GRAY, GA 31032

Tax Assessment & Valuation

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,022.00 (+3,733.59%)	$118,731 (+4,140.39%) Land $3,640 Building $115,091	$296,827 (+4,140.39%) Land $9,100 Building $287,727
2023	$131.00	$2,800 (-) Land $2,800	$7,000 (-) Land $7,000
2022	$131.00	$2,800 Land $2,800	$7,000 Land $7,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY serves 9,339 people · EPA ID GA1690000
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000

May also be available: Spectrum.

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