433 Mirabay Blvd, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 433 Mirabay Blvd, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,332 sqft · built 2004
Lot Size	0.249 acres (10,838 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Jan 2022)
Tax Bill	$30,406 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`054208-0184`

Property Details

APN / Parcel Number

Primary APN	`054208-0184`
Alternative APN	`U293119648000021000130`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,332 sqft Living Area
Gross Area	6,188 sqft
1st Floor Area	3,106 sqft
Upper Floors Area	1,226 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,838 sqft (0.249 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	448 sqft
Porch	Open Porch
Porch Area	1,356 sqft
Patio Area	1,434 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542080184
Street Address	433 MIRABAY BLVD
City	APOLLO BEACH
State	FL
Zip	33572-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PHASE 1B-1/2A-1/3B-1 LOT 13 BLOCK 21
Legal Range	19E
Legal Township	31S
Legal Section	29
Legal Subdivision	MIRABAY PHASE 1B-1/2A-1/3B-1
Legal Tract	648
Legal Block	21
Legal Lot Number	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1023
Census Tract	14118

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 MIRABAY BLVD, APOLLO BEACH, FL 33572-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Document Number	202219313
Prior Transfer Date	Mar 8, 2010
Prior Transfer Doc	0000082816
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 11, 2022
Property Address	433 MIRABAY BLVD, APOLLO BEACH, FL 33572-3412
Document Number	0000019313
Map Reference	MB 94 PG 41
Instrument Date	Jan 5, 2022
Instrument	2022019313
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 PARSONS WOODS DR, 203, SEFFNER, FL 33584-6037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MIRABAY BLVD, APOLLO BEACH, FL 33572-3412

Mortgage

Document Number	0000019314
Date	Jan 11, 2022
Instrument	2022019314

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,298,752 (-4.07%) Land $446,092 Building $852,660	$1,298,752 (-4.07%) Land $446,092 Building $852,660
2025	$30,406.00 (+4.31%) Homeowner's exemption	$1,353,839 (-0.13%) Land $446,092 Building $907,747	$1,353,839 (-0.13%) Land $446,092 Building $907,747
2023	$29,149.00 (+72.8%) Homeowner's exemption	$1,355,562 (+102.91%) Land $371,743 Building $983,819	$1,355,562 (+49.93%) Land $371,743 Building $983,819
2022	$16,869.00 Homeowner's exemption	$668,059	$904,132 Land $223,046 Building $681,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 635 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	635 in force
Nearby Flood Claims	42 (1982–2024)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Eta, Nov 2020 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20