433 Mill Stone Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 433 Mill Stone Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,306 sqft · built 1987
Lot Size	3.02 acres (131,813 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Oct 2020)
Tax Bill	$11,155 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
APN	`0742001000100`

Property Details

APN / Parcel Number

Primary APN	`0742001000100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,306 sqft Living Area
1st Floor Area	1,448 sqft
Upper Floors Area	1,448 sqft
Attic	Attic
Attic Area	697 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	131,813 sqft (3.02 acres)
Lot Dimensions	605 ft deep x 223 ft wide
Garage Type	Attached
Garage Area	697 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	142 sqft
Deck Area	Deck Area
Patio Area	1,402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 MILL STONE RD
City	CHESAPEAKE
State	VA
Zip	23322-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	38 WOODARDS MILL SEC 5 PH 1 PT 2 3.026 AC
Legal Subdivision	WOODARDS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 MILL STONE RD, CHESAPEAKE, VA 23322-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	202039533
Deed Book / Page	10243 / 1597
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 26, 2020
Property Address	433 MILL STONE RD, CHESAPEAKE, VA 23322-4339
Document Number	10243/1597
Book / Page	10243 / 1597
Instrument Date	Oct 21, 2020
Instrument	200039533
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	HUNT TITLE AND ESCROW AGENCY INC, HUNT TITLE & ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MILL STONE RD, CHESAPEAKE, VA 23322-4339

Mortgage

Document Number	200039534
Date	Oct 26, 2020
Instrument	200039534

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 7, 2018
Property Address	433 MILL STONE RD, CHESAPEAKE, VA 23322-4339
Document Number	9973/269
Book / Page	9973 / 269
Instrument Date	Dec 4, 2018
Instrument	180031901
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MILL STONE RD, CHESAPEAKE, VA 23322-4339

Mortgage

Document Number	180031902
Date	Dec 7, 2018
Instrument	180031902

Lender

Name	MASON MCDUFFIE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,149,400 (+4.07%) Land $280,000 Building $869,400	$1,149,400 (+4.07%) Land $280,000 Building $869,400
2025	$11,155.00 (+42.46%)	$1,104,500 (+21.49%) Land $250,000 Building $854,500	$1,104,500 (+21.49%) Land $250,000 Building $854,500
2023		$909,100 (+4.69%) Land $210,000 Building $699,100	$909,100 (+4.69%) Land $210,000 Building $699,100
2022		$868,400 Land $195,000 Building $673,400	$868,400 Land $195,000 Building $673,400
2019	$7,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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