Harrison County property record for 433 Melissa Dr, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,123 sqft · built 1988 |
| Lot Size | 0.308 acres (13,436 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110A-01-044.000 |
| Primary APN | 1110A-01-044.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,123 sqft Adjusted Area |
| 1st Floor Area | 2,538 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,436 sqft (0.308 acres) |
| Deck Area | 120 sqft |
| Patio Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 433 MELISSA DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 WHISPERING OAKS SUBD 1ST ADD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | WHISPERING OAKS SUBD 1ST ADD |
| Legal Lot Number | 28 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1203 |
433 Melissa Dr is owned and occupied by two individuals who acquired it in March 2022.
Source: Harrison County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 MELISSA DR, BILOXI, MS 39531-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 |
| Deed Sale | Mar 4, 2022 |
| Prior Sale | Dec 7, 2021 |
| Deed Document Number | 20221720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 4, 2022 |
| Property Address | 433 MELISSA DR, BILOXI, MS 39531-2307 |
| Document Number | 20220001720TJ1 |
| Map Reference | PB 6 PG 25 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022-0001720-T-J1 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 SAINT LOUIS ST, 1, MOBILE, AL 36602-3930 |
| Name | Verified Name |
|---|---|
| Address | 433 MELISSA DR, BILOXI, MS 39531-2307 |
The 2025 property tax bill for 433 Melissa Dr was $1,868 with exemptions applied, up 3.8% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 (+3.84%) Homeowner's exemption Disabled Person's exemption | $19,405 | $194,046 Land $41,500 Building $152,546 |
| 2024 | $1,799.00 (+2.33%) | ||
| 2023 | $1,758.00 (-43.05%) Homeowner's exemption Disabled Person's exemption | $18,752 | $187,523 Land $41,500 Building $146,023 |
| 2022 | $3,087.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Melissa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 3 (2005–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Melissa Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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