Black Hawk County property record for 433 Main St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 560 sqft · built 1927 |
| Lot Size | 0.078 acres (3,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,370 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-22-155-006 |
| Primary APN | 8913-22-155-006 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,400 sqft (0.078 acres) |
| Lot Dimensions | 85 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 433 MAIN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOSTETLERS ADDITION LOT 15 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | HOSTETLERS ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 400 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 MAIN ST, WATERLOO, IA 50701-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,370.00 (+20.18%) Homeowner's exemption | $86,970 (+22.06%) Land $10,400 Building $76,570 | $86,970 (+22.06%) Land $10,400 Building $76,570 |
| 2024 | $1,140.00 (+19.5%) | ||
| 2023 | $71,250 (+27.85%) Land $10,400 Building $60,850 | $71,250 (+27.85%) Land $10,400 Building $60,850 | |
| 2022 | $954.00 Homeowner's exemption | $55,730 Land $10,400 Building $45,330 | |
| 2021 | $55,730 Land $10,400 Building $45,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, T-Mobile, Verizon.
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