433 Main St, Prairie Home, MO 65068 Property Records

Cooper County property record for 433 Main St, Prairie Home, MO 65068

Property Summary

Property Type	Single Family Home
Details	2,195 sqft · built 1900
Lot Size	0.448 acres (19,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,506 (Feb 2025)
Tax Bill	$836 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-4.0-20-003-004-016.000`

Property Details

APN / Parcel Number

Primary APN	`17-4.0-20-003-004-016.000`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,195 sqft Adjusted Area
1st Floor Area	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	260 ft deep x 75 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Utility Building	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 MAIN ST
City	PRAIRIE HOME
State	MO
Zip	65068-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SP...POB E 232, S 75, W 2332, N 75 POB
Legal Range	15W
Legal Township	47N
Legal Section	20
Jurisdiction	COOPER MO
Township / Civil Division	PRAIRIE HOME
Census Block Group	1
Census Block	1154
Census Tract	950100

Owner

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 MAIN ST, PRAIRIE HOME, MO 65068-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Jan 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Jan 12, 2017
Deed Document Number	2025290
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	Feb 7, 2025
Property Address	433 MAIN ST, PRAIRIE HOME, MO 65068-1029
Document Number	0020250290
Instrument Date	Feb 5, 2025
Instrument	2025-0290
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MAIN ST, PRAIRIE HOME, MO 65068-1029

Mortgage

Document Number	0020250291
Date	Feb 7, 2025
Instrument	2025-0291

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOPER MO
Recording Date	Jan 12, 2017
Property Address	433 MAIN ST, PRAIRIE HOME, MO 65068-1029
Document Number	0020170082
Instrument Date	Sep 17, 2016
Instrument	2017-0082
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 ELBRIDGE PAYNE RD STE 285, 285, CHESTERFIELD, MO 63017-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 ELBRIDGE PAYNE RD STE 285, 285, CHESTERFIELD, MO 63017-8545
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Municipality	Prairie Home City
Unified School District	Prairie Home R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,760 (-)	$61,900 (-) Land $8,300 Building $53,600
2025	$836.00 (+0.12%)	$11,760 (+7.79%)	$61,900 (+7.84%) Land $8,300 Building $53,600
2024	$835.00 (+8.44%)	$10,910 (-)
2023	$770.00 (+26.23%)	$10,910 (+25.4%)	$57,400 (+25.33%) Land $7,500 Building $49,900
2022	$610.00	$8,700
2021			$45,800 Land $7,500 Building $38,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE HOME PWS serves 280 people · EPA ID MO3010660
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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