433 Main St, Otoe, NE 68417 Property Records

Otoe County property record for 433 Main St, Otoe, NE 68417

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 778 sqft · built 1925
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$62 (2025)
Deeds & Mortgages	Jul 2007 Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002613000`

Property Details

APN / Parcel Number

Primary APN	`002613000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	778 sqft Living Area
Gross Area	864 sqft
1st Floor Area	576 sqft
Attic	Attic
Attic Area	202 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	132 ft deep x 30 ft wide
Porch	Enclosed Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	433 MAIN ST
City	OTOE
State	NE
Zip	68417-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 5 & S 8' LOT 6 BLK 14 OTOE PROPER; MAP NUMBER: 3493-00-0-60050-014-0005
Legal Subdivision	OTOE PROPER
Legal Block	14
Legal Lot Number	5-6
Jurisdiction	OTOE NE
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1052
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 MAIN ST, OTOE, NE 68417-4016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2007	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK OF COOK
Mar 27, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2015	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	433 MAIN ST, OTOE, NE 68417-4016
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200701936
Date	Jul 10, 2007
Instrument	200701936

Lender

Name	FARMERS BANK OF COOK
Address	SYRACUSE, NE 68446

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jul 15, 2013

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTOE NE
Recording Date	Mar 27, 2026
Property Address	433 MAIN ST, OTOE, NE 68417-4016
Document Number	0202600625
Instrument Date	Mar 27, 2026
Instrument	202600625
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$2.32
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 MAIN ST, OTOE, NE 68417-4016

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTOE NE
Recording Date	Oct 20, 2015
Property Address	433 MAIN ST, OTOE, NE 68417-4016
Document Number	0201502431
Instrument Date	Oct 15, 2015
Instrument	201502431
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$24.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Otoe Village
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-33.33%)	$3,828 (+3.38%) Land $375 Building $3,453	$3,828 (+3.38%) Land $375 Building $3,453
2023	$93.00	$3,703 Land $250 Building $3,453	$3,703 Land $250 Building $3,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OTOE serves 288 people · EPA ID NE3113108
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Windstream DSL	200 / 20

May also be available: GigFire, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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