433 Mack Cunningham Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 433 Mack Cunningham Rd, Cadiz, KY 42211 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,440 sqft Living Area
Lot Size	107,593 sqft (2.47 acres)
Occupancy	Owner Occupied
Tax Bill	$1,175.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-101`
Alternative APN	`198674`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,440 sqft Living Area
Basement Area	1,440 sqft Basement
Unfinished Basement	1,440 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	107,593 sqft (2.47 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Gas Heating

Location & Zoning

Street Address	433 MACK CUNNINGHAM RD
City	CADIZ
State	KY
Zip	42211-8391
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2.47 ACRES & HOUSE
Jurisdiction	TRIGG KY
Minor Civil Division	CANTON
Census Blockgroup	1
Census Block	1036
Census Tract	970301

Owner

Source: Trigg County records · APN 30-101

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 MACK CUNNINGHAM RD, CADIZ, KY 42211-8391
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
Nov 04, 2013	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Nov 05, 2014	Deed of Trust, Mortgage · Line of Credit FNB BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	433 MACK CUNNINGHAM RD, CADIZ, KY 42211-8391
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MACK CUNNINGHAM RD, CADIZ, KY 42211-8391

Mortgage

Document Number	00M431/602
Date	Jun 17, 2025
Book Page	M431/602
Instrument	333547

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Jul 01, 2031

Interest

Rate Type	Adjustable Rate

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	433 MACK CUNNINGHAM RD, CADIZ, KY 42211-8391
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000314/617
Date	Nov 04, 2013
Book Page	314/617

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2033

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	433 MACK CUNNINGHAM RD, CADIZ, KY 42211-8391
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000323/279
Date	Nov 05, 2014
Book Page	323/279

Lender

Name	FNB BANK INC
Address	MAYFIELD, KY 42066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Trigg County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (-8.42%)	$131,500 (-)	$131,500 (-)
2023	$1,283.00	$131,500	$131,500

Flood & Wildfire

433 Mack Cunningham Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Trigg County (21221C), updated April 19, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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