433 Lupine Pl, Black Hawk, CO 80422 Property Records

Gilpin County property record for 433 Lupine Pl, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,119 sqft · built 2002
Lot Size	40.9 acres (1,782,040 sqft)
Owner	Individual Name on File
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1711-031-00-001`

Property Details

APN / Parcel Number

Primary APN	`1711-031-00-001`
Alternative APN	`R005396`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,119 sqft Heated Area
Gross Area	3,597 sqft
1st Floor Area	1,881 sqft
Basement Area	595 sqft
Finished Basement	238 sqft
Unfinished Basement	357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Slate
Lot Area	1,782,040 sqft (40.9 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R005396
Street Address	433 LUPINE PL
City	BLACK HAWK
State	CO
Zip	80422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 3 T: 2S R: 72W SUBD: GOVT LOT: 001 & IMPS AKA/NE 1/4 OF NE 1/4
Legal Range	72W
Legal Township	02S
Legal Section	03
Legal Subdivision	GOVT
Legal Lot Number	1
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1018
Census Tract	13802

Owner

433 Lupine Pl is owned by an individual who acquired it in July 2005.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 383, PINECLIFFE, CO 80471-0383
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2005
Transfer Doc	0000126700
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	433 LUPINE PL, BLACK HAWK, CO 80422
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LUPINE PL, BLACK HAWK, CO 80422

Mortgage

Document Number	0000167326
Date	Oct 6, 2020
Instrument	167326

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	433 LUPINE PL, BLACK HAWK, CO 80422
Document Number	0000165018
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LUPINE PL BLACK HAWK CO 80422, BLACK HAWK, CO 80422

Mortgage

Document Number	0000165018
Date	Nov 27, 2019
Instrument	165018

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 26, 2039

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	433 LUPINE PL, BLACK HAWK, CO 80422
Document Number	0000164630
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 383 PINECLIFFE CO 804710383, PINECLIFFE, CO 80471-0383

Mortgage

Document Number	0000164630
Date	Oct 3, 2019
Instrument	164630

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 Lupine Pl was $3,350, down 6.2% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,350.00 (-6.24%)	$51,680 (-3.4%) Land $8,050 Building $43,630	$827,020 (+3.57%) Land $128,870 Building $698,150
2024	$3,573.00 (+0.76%)	$53,500 (-) Land $8,080 Building $45,420	$798,520 (-) Land $120,566 Building $677,954
2023	$3,546.00 (+17.73%)	$53,500 (+29.67%) Land $8,080 Building $45,420	$798,520 (+34.5%) Land $120,566 Building $677,954
2022	$3,012.00	$41,260 Land $7,420 Building $33,840	$593,700 Land $106,780 Building $486,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Lupine Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Lupine Pl is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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