Cecil County property record for 433 Lums Rd, North East, MD 21901
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 874 sqft · built 1950 |
| Lot Size | 21.9 acres (953,964 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-044162 |
| Primary APN | 05-044162 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 874 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 953,964 sqft (21.9 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 044162 |
|---|---|
| Street Address | 433 LUMS RD |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 21.9 ACRES 433 LUMS ROAD N/E OF NORTH EAST |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30908 |
433 Lums Rd is owned and occupied by an individual who acquired it in March 2019.
Source: Cecil County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 LUMS RD, NORTH EAST, MD 21901-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2019 |
| Transfer Doc | 0043800415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 4, 2019 |
| Property Address | 433 LUMS RD, NORTH EAST, MD 21901-2407 |
| Document Number | 0043800415 |
| Book / Page | 004380 / 000415 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 CUMS RD NORTH CAST MD 27907, NORTH CAST, MD 27907 |
The 2025 property tax bill for 433 Lums Rd was $2,883 with a homeowner's exemption.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,700 (+3.36%) Land $179,300 Building $87,400 | $266,700 (-) Land $179,300 Building $87,400 | |
| 2025 | $2,883.00 Homeowner's exemption | $258,033 | $266,700 Land $179,300 Building $87,400 |
| 2023 | $2,018.00 Homeowner's exemption | $240,700 Land $179,300 Building $61,400 | $240,700 Land $179,300 Building $61,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Lums Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Lums Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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