433 Lorado Loop, Hot Springs, AR 71913 Property Records

Garland County property record for 433 Lorado Loop, Hot Springs, AR 71913

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,216 sqft · built 2003
Lot Size	0.357 acres (15,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,504 (Apr 2014)
Deeds & Mortgages	Jun 2020 Loan Modification Jun 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-62860-006-000`

Property Details

APN / Parcel Number

Primary APN	`200-62860-006-000`
Alternative APNs	`1041227.0` `99982`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2003
Architectural Style	Mobile/Manufactured
Lot Area	15,554 sqft (0.357 acres)
Lot Dimensions	154 ft deep x 101 ft wide
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	192 sqft
Patio Area	64 sqft
Fence	Fence
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1041227.0
Street Address	433 LORADO LOOP
City	HOT SPRINGS
State	AR
Zip	71913-8072
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 92
Legal Range	20W
Legal Township	02S
Legal Section	29
Legal Quarter	SE
Legal Subdivision	SUNDANCE ESTATES
Legal Phase	II
Legal Block	1
Legal Lot Number	92
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	3
Census Block	3042
Census Tract	10301

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 LORADO LOOP, HOT SPRINGS, AR 71913-8072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Loan Modification, Mortgage · Conventional Mortgage MALVERN NAT'L BK
Jun 19, 2017	Loan Modification, Mortgage · Conventional Mortgage MALVERN NAT'L BK
May 24, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage JWB ENTS INC
Jan 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2014 · Amount on Record
Deed Sale	Apr 29, 2014 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	0035500022
Deed Book / Page	003550 / 000022
Last Transfer Date	May 24, 2017
Transfer Doc	0038480561
Record Updated	Jun 8, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	433 LORADO LOOP, HOT SPRINGS, AR 71913-8072
Document Number	0041740110
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1234 MOUNTAIN PINE RD HOT SPRINGS NATIONAL PARK AR 719139111, HOT SPRINGS NATIONAL PARK, AR 71913-9111

Mortgage

Document Number	0041740110
Date	Jun 29, 2020
Book Page	004174/000110

Lender

Name	MALVERN NAT'L BK
Type	Bank
Address	MALVERN, AR 72104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2025

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	433 LORADO LOOP, HOT SPRINGS, AR 71913-8072
Document Number	0038600914
Book / Page	003860 / 000914
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1234 MOUNTAIN PINE RD HOT SPRINGS NATIONAL PARK AR 719139111, HOT SPRINGS NATIONAL PARK, AR 71913-9111

Mortgage

Document Number	0038600914
Date	Jul 10, 2017
Book Page	003860/000914

Lender

Name	MALVERN NAT'L BK
Type	Bank
Address	HOT SPRINGS, AR 71901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 9, 2020

May 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	May 24, 2017
Property Address	433 LORADO LOOP, HOT SPRINGS, AR 71913-8072
Document Number	0038480561
Book / Page	003848 / 000561
Instrument Date	May 22, 2017
Transaction Type	Construction Loan
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 LORADO LOOP HOT SPRINGS NATIONAL PARK AR 719138072, HOT SPRINGS NATIONAL PARK, AR 71913-8072

Mortgage

Document Number	38480561
Date	May 24, 2017
Book Page	003848/000561

Lender

Name	JWB ENTS INC
Address	PO BOX 3063, HOT SPRINGS NATIONAL PARK, AR 71914-3063

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 23, 2018

Interest

Rate	8.5%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Jan 3, 2017
Property Address	433 LORADO LOOP, HOT SPRINGS, AR 71913-8072
Document Number	0038090182
Book / Page	003809 / 000182
Instrument Date	Jan 29, 2015
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3063 HOT SPRINGS NATIONAL PARK AR 719143063, HOT SPRINGS NATIONAL PARK, AR 71914-3063

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$9,020 (-) Land $3,200 Building $5,820
2023	Homeowner's exemption	$9,020 Land $3,200 Building $5,820	$45,100 Land $16,000 Building $29,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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