433 Long Point Ln, Topping, VA 23169 Property Records

Middlesex County property record for 433 Long Point Ln, Topping, VA 23169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1980
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Aug 2023)
Tax Bill	$1,685 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30A 7 10E`

Property Details

APN / Parcel Number

Primary APN	`30A 7 10E`
Alternative APN	`9360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	2,387 sqft
1st Floor Area	1,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	330 sqft
Deck Area	24 sqft
Storage Building	144 sqft
Boat Access	Boat Access
Boat House	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9360
Street Address	433 LONG POINT LN
City	TOPPING
State	VA
Zip	23169-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LONG POINT .91 AC DB 111-458 D21-2745 D23-1248
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1004
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 LONG POINT LN, TOPPING, VA 23169-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Oct 25, 2021	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	20231248
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 11, 2023
Property Address	433 LONG POINT LN, TOPPING, VA 23169-2118
Document Number	0230001248
Instrument Date	Aug 8, 2023
Instrument	230001248
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	BLUE OCN TITLE, BLUE HERON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LONG POINT LN, TOPPING, VA 23169-2118

Mortgage

Document Number	0230001249
Date	Aug 11, 2023
Instrument	230001249

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 28, 2038

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Oct 25, 2021
Property Address	433 LONG POINT LN, TOPPING, VA 23169-2118
Document Number	210002745
Instrument Date	Oct 4, 2021
Instrument	210002745
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1857 STONY POINT RD, CHARLOTTESVILLE, VA 22911-3510

Mortgage

Document Number	0210002746
Date	Oct 25, 2021
Instrument	210002746

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,685.00	$276,300 (-) Land $122,000 Building $154,300	$276,300 (-) Land $122,000 Building $154,300
2025	$1,685.00	$276,300 (-) Land $122,000 Building $154,300	$276,300 (-) Land $122,000 Building $154,300
2023	$1,685.00	$276,300 (-) Land $122,000 Building $154,300	$276,300 (-) Land $122,000 Building $154,300
2022	$1,685.00	$276,300 Land $122,000 Building $154,300	$276,300 Land $122,000 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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