433 Laurel Crest Dr, Kannapolis, NC 28081 Property Records

Rowan County property record for 433 Laurel Crest Dr, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,467 sqft · built 2006
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on File
Last Sale	$836,500 (Jun 2026)
Tax Bill	$3,873 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244E011`

Property Details

APN / Parcel Number

Primary APN	`244E011`
Alternative APN	`6267253`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,467 sqft Living Area
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	593 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	433 LAUREL CREST DR
City	KANNAPOLIS
State	NC
Zip	28081-9091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1:MULTI
Legal Description	L11 2.11AC
Legal Subdivision	LAUREL CREST
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	1
Census Block	1015
Census Tract	51502

Owner

433 Laurel Crest Dr is owned and occupied by an individual who bought it in June 2026.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	433 LAUREL CREST DR, KANNAPOLIS, NC 28081-9091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Feb 20, 2019 · Amount on File
Deed Book / Page	1484 / 299
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	433 LAUREL CREST DR, KANNAPOLIS, NC 28081-9091
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013690946
Date	Mar 10, 2021
Book Page	1369/946

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 2, 2026
Property Address	433 LAUREL CREST DR, KANNAPOLIS, NC 28081-9091
Document Number	1484000299
Book / Page	1484 / 299
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LAUREL CREST DR, KANNAPOLIS, NC 28081-9091

Mortgage

Document Number	1484000300,
Date	Jun 2, 2026
Book Page	1484/300

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	433 LAUREL CREST DR, KANNAPOLIS, NC 28081-9091
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013050354
Date	Mar 7, 2018
Book Page	1305/0354

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 20, 2019
Property Address	433 LAUREL CREST DR, KANNAPOLIS, NC 28081-9091
Document Number	0013230302
Book / Page	1323 / 0302
Map Reference	MB 9995 PG 3197
Instrument Date	Feb 19, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349L COPPERFIELD BLVD NE # NE363, 349L, CONCORD, NC 28025-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LAUREL CREST DRIVE, LILESVILLE, NC 28091

Mortgage

Document Number	0013230303
Date	Feb 20, 2019
Instrument	1323/0303

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 433 Laurel Crest Dr was $3,873.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,873.00	$586,910 (-) Land $75,250 Building $511,660	$586,910 Land $75,250 Building $511,660
2025	$3,873.00	$586,910 Land $75,250 Building $511,660
2023	$3,873.00	$586,910 Land $75,250 Building $511,660	$586,910 Land $75,250 Building $511,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Laurel Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Laurel Crest Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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