433 Kosoak Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 433 Kosoak Rd, Baltimore, MD 21220

Property Summary

Property Type	Townhouse
Details	2 ba · 1,080 sqft · built 1987
Lot Size	0.031 acres (1,368 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Oct 2021)
Tax Bill	$1,532 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more
APN	`15-1900012012`

Property Details

APN / Parcel Number

Primary APN	`15-1900012012`
Alternative APN	`1900012012`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,080 sqft Total Area
1st Floor Area	540 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,368 sqft (0.031 acres)
Lot Dimensions	76 ft deep x 18 ft wide
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1900012012
Street Address	433 KOSOAK RD
City	BALTIMORE
State	MD
Zip	21220-2344
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0314 AC 433 KOSOAK RD SWS CARROLL CREST PHASE II
Legal Section	2
Legal Subdivision	CARROLL CREST PH 02
Legal Phase	2
Legal Lot Number	150
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1003
Census Tract	451803

Owner

Source: Baltimore County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 KOSOAK RD, BALTIMORE, MD 21220-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Aug 23, 2017	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Jun 9, 2017	Deed, Transfer · Commercial Mortgage GREEN LIGHT FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	0045677235
Deed Book / Page	45677 / 235
Record Updated	Jun 7, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 25, 2021
Property Address	433 KOSOAK RD, BALTIMORE, MD 21220-2344
Document Number	0456770235
Book / Page	45677 / 235
Map Reference	MB 50 OF 103
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	433 KOSOAK RD, BALTIMORE, MD 21220-2344

Mortgage

Document Number	0045677245
Date	Oct 25, 2021
Instrument	45677/245

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Mortgage

Document Number	0456770265
Date	Oct 25, 2021
Book Page	45677/265

Lender

Name	MERIDIAN BANK
Type	Bank
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 23, 2017
Property Address	433 KOSOAK RD, BALTIMORE, MD 21220-2344
Document Number	0393130366
Book / Page	0039313 / 366
Map Reference	MB EHK50 FO103
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 KOSOAK RD, BALTIMORE, MD 21220-2344

Mortgage

Document Number	0039313371
Date	Aug 23, 2017
Instrument	0039313/371

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 9, 2017
Property Address	433 KOSOAK RD, BALTIMORE, MD 21220-2344
Document Number	0390520052
Book / Page	0039052 / 052
Map Reference	MB EHK50 FO103
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NEW WORLD TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 ASHLEY WAY, OWINGS MILLS, MD 21117-1442

Mortgage

Document Number	0003905256
Date	Jun 9, 2017
Instrument	0039052/56

Lender

Name	GREEN LIGHT FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,532.00	$167,900 Land $52,000 Building $115,900	$167,900 Land $52,000 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Wireless Fixed Wireless	500 / 100

May also be available: T-Mobile USA.

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