Oneida County and Utica City property record for 433 Keyes Rd, Utica, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1953 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,500 (Oct 2004) |
| Tax Bill | $2,203 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 307.20-2-58 |
| Primary APN | 301600 307.20-2-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17.222560 |
|---|---|
| Street Address | 433 KEYES RD |
| City | UTICA |
| State | NY |
| Zip | 13502-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-02-03-013 75X110 307.020-0002-058.000/0000 |
| Legal Block | 2 |
| Legal Lot Number | 58.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21601 |
433 Keyes Rd is owned and occupied by two individuals who bought it in October 2004.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 KEYES RD, UTICA, NY 13502-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on File |
| Deed Sale | Oct 12, 2004 · Amount on File |
| Deed Book / Page | 2004 / 23782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 433 KEYES RD, UTICA, NY 13502-2043 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016100 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-016100 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2026 property tax bill for 433 Keyes Rd was $2,203, up 218.4% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,203.00 (+218.35%) | ||
| 2025 | $692.00 | $51,600 Land $12,600 Building $39,000 | $139,450 Land $34,052 Building $105,398 |
| 2023 | $51,600 (-) Land $12,600 Building $39,000 | $120,000 (+11.63%) Land $29,302 Building $90,698 | |
| 2022 | $2,295.00 Homeowner's exemption | $51,600 Land $12,600 Building $39,000 | $107,500 Land $26,250 Building $81,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Keyes Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Keyes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures