Montgomery County property record for 433 Kersten St, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,052 sqft · built 2002 |
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Jan 2015) |
| Tax Bill | $7,340 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03325341 |
| Primary APN | 09-03325341 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.045 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03325341 |
|---|---|
| Street Address | 433 KERSTEN ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-6514 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD |
| Legal Description | LAKELANDS PH 2 SEC 2 |
| Legal Subdivision | LAKELANDS |
| Legal Phase | 2 |
| Legal Block | V |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 700826 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 KERSTEN ST, GAITHERSBURG, MD 20878-6514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2015 · Amount on Record |
| Deed Sale | Jan 26, 2015 · Amount on Record |
| Prior Sale | Sep 16, 2002 · Amount on Record |
| Deed Book / Page | 49739 / 268 |
| Record Updated | Sep 20, 2026 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,900 (+1.79%) Land $300,000 Building $302,900 | $602,900 (-) Land $300,000 Building $302,900 | |
| 2025 | $7,340.00 (+10.66%) | $592,300 (+3.71%) | $602,900 (+5.57%) Land $300,000 Building $302,900 |
| 2023 | $571,100 Land $300,000 Building $271,100 | $571,100 Land $300,000 Building $271,100 | |
| 2022 | $6,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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