Unicoi County property record for 433 Kentucky St, Erwin, TN 37650
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1975 |
| Lot Size | 0.338 acres (14,706 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $752 (2024) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031C-J-019.00-001 |
| Primary APN | 031C-J-019.00-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,800 sqft Gross Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,706 sqft (0.338 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 KENTUCKY ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1645 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E R CO APARTMENTS |
| Legal Subdivision | E R CO |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 80400 |
433 Kentucky St, a commercial property, is owned by two individuals.
Source: Unicoi County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 133 DEARMOND PL, ERWIN, TN 37650-4132 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | May 15, 2019 |
| Property Address | 433 KENTUCKY ST, ERWIN, TN 37650-1645 |
| Document Number | 422407 |
| Book / Page | 000422 / 000407 |
| Instrument Date | May 15, 2019 |
| Instrument | 895 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 DEARMOND PL ERWIN TN 376504132, ERWIN, TN 37650-4132 |
| Document Number | 422410 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 000422/000410 |
| Instrument | 896 |
| Name | DOUGLAS K & SARAH R SHULTS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | May 14, 2044 |
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,800 Building $28,800 | $72,000 Building $72,000 | |
| 2024 | $752.00 | ||
| 2023 | $28,800 (+6.51%) Building $28,800 | ||
| 2022 | $636.00 | $27,040 Building $27,040 | $72,000 Building $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Kentucky St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Kentucky St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Point Broadband, T-Mobile.
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