433 Jackson St, Elmore, OH 43416 Property Records

Ottawa County property record for 433 Jackson St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft · built 1978
Lot Size	0.331 acres (14,401 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2020)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031317-1`

Property Details

APN / Parcel Number

Primary APN	`031317-1`
Alternative APN	`019-02752-03445-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Raised
Lot Area	14,401 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031317-1
Street Address	433 JACKSON ST
City	ELMORE
State	OH
Zip	43416-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 28 & 29 D M DAYS
Legal Subdivision	D M DAY S ADDITION
Legal Lot Number	28-29
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	5
Census Block	5033
Census Tract	50900

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	433 JACKSON ST, ELMORE, OH 43416-9590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Document Number	2020298869
Deed Book / Page	1795 / 114
Prior Transfer Date	Nov 2, 2016
Prior Transfer Doc	0000263359
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	433 JACKSON ST, ELMORE, OH 43416-9590
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004342
Date	Jul 13, 2023
Book Page	1953/441
Instrument	202300004342

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Sep 22, 2020
Property Address	433 JACKSON ST, ELMORE, OH 43416-9590
Document Number	0000298869
Book / Page	1795 / 114
Instrument Date	Sep 18, 2020
Instrument	202000298869
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 JACKSON ST, ELMORE, OH 43416-9590

Mortgage

Document Number	0001795115
Date	Sep 22, 2020
Instrument	1795/115

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+0.61%)	$60,564 (-) Land $14,364 Building $46,200
2024	$3,276.00 (+6.16%)	$60,564 (+21.98%) Land $14,364 Building $46,200	$173,040 (+21.98%) Land $41,040 Building $132,000
2023	$3,086.00 (+6.05%)	$49,651 (-) Land $7,980 Building $41,671
2022	$2,910.00	$49,651 Land $7,980 Building $41,671
2021			$141,860 Land $22,800 Building $119,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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