433 Inverness Ave, Delaware, OH 43015 Property Records

Delaware County property record for 433 Inverness Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,541 sqft · built 2004
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Jun 2015)
Tax Bill	$8,565 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-410-06-003-000`

Property Details

APN / Parcel Number

Primary APN	`419-410-06-003-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,647 sqft
1st Floor Area	1,713 sqft
Upper Floors Area	828 sqft
Basement Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	326 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	433 INVERNESS AVE
City	DELAWARE
State	OH
Zip	43015-8184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4051 DORNOCH ESTATES SEC4
Legal Subdivision	DORNOCH ESTATE
Legal Lot Number	4051
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2008
Census Tract	12100

Owner

433 Inverness Ave is owned and occupied by two individuals who bought it in June 2015.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 INVERNESS AVE, DELAWARE, OH 43015-8184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
May 29, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Prior Sale	Sep 28, 2004 · Amount on File
Deed Document Number	201515564
Deed Book / Page	1355 / 2396
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	433 INVERNESS AVE, DELAWARE, OH 43015-8184
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	LEADERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032813
Date	Jul 21, 2021
Book Page	1881/2409
Instrument	202100032813

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Aug 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	433 INVERNESS AVE, DELAWARE, OH 43015-8184
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030532
Date	Oct 25, 2017
Instrument	2017-00030532

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	433 INVERNESS AVE, DELAWARE, OH 43015-8184
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018119
Date	May 29, 2020
Book Page	1730/2686
Instrument	202000018119

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 433 Inverness Ave was $8,565, up 5.6% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,565.00 (+5.61%)	$154,290 (-) Land $30,000 Building $124,290	$440,800 Land $85,700 Building $355,100
2024	$8,110.00 (-0.39%) Homeowner's exemption	$154,290 (-) Land $30,000 Building $124,290
2023	$8,142.00 Homeowner's exemption	$154,290 Land $30,000 Building $124,290	$440,800 Land $85,700 Building $355,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Inverness Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2016)
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Inverness Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Frontier, Verizon.

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