433 Indian River Dr, Jefferson, GA 30549 Property Records

Jackson County property record for 433 Indian River Dr, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,865 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$325,900 (Feb 2022)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Feb 2022 Sale May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`082M 060`

Property Details

APN / Parcel Number

Primary APN	`082M 060`
Alternative APN	`36381`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Heated Area
1st Floor Area	1,865 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	36381
Street Address	433 INDIAN RIVER DR
City	JEFFERSON
State	GA
Zip	30549-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 60 OCONEE STATION
Legal Subdivision	OCONEE STATION
Legal Block	A
Legal Lot Number	60
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1007
Census Tract	10705

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 5, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 19, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG
Dec 19, 2018	Grant Deed, Transfer SPECIALIZED TITLE SERVICES, SPECIALIZED TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	2022600
Deed Book / Page	100V / 378
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 8, 2022
Property Address	433 INDIAN RIVER DR, JEFFERSON, GA 30549-4218
Document Number	00100V0378
Book / Page	100V / 378
Instrument Date	Feb 8, 2022
Instrument	2022-000600
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	433 INDIAN RIVER DR, JEFFERSON, GA 30549-4218
Document Number	00089J0610
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 INDIAN RIVER DR JEFFERSON GA 305494218, JEFFERSON, GA 30549-4218

Mortgage

Document Number	00089J0610
Date	May 12, 2020
Book Page	00089J/000610

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 11, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	May 5, 2020
Property Address	433 INDIAN RIVER DR, JEFFERSON, GA 30549-4218
Document Number	00089H0255
Book / Page	00089H / 000255
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	433 INDIAN RIVER DR JEFFERSON GA 305494218, JEFFERSON, GA 30549-4218
Investor	Possibly a Property Investor

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	May 5, 2020
Property Address	433 INDIAN RIVER DR, JEFFERSON, GA 30549-4218
Document Number	00089H0254
Book / Page	00089H / 000254
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,998.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	433 INDIAN RIVER DR JEFFERSON GA 305494218, JEFFERSON, GA 30549-4218
Investor	Possibly a Property Investor

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 19, 2019
Property Address	433 INDIAN RIVER DR, JEFFERSON, GA 30549-4218
Document Number	00087I0146
Book / Page	00087I / 000146
Instrument Date	Dec 13, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 INDIAN RIVER DR JEFFERSON GA 305494218, JEFFERSON, GA 30549-4218

Mortgage

Document Number	87I0151
Date	Dec 19, 2019
Book Page	00087I/000151

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 19, 2018
Property Address	433 INDIAN RIVER DR, JEFFERSON, GA 30549-4218
Document Number	00083B0235
Book / Page	00083B / 000235
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	SPECIALIZED TITLE SERVICES, SPECIALIZED TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$990.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	433 INDIAN RIVER DR GA, GA

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,240 (-) Land $20,000 Building $100,240	$300,600 (-) Land $50,000 Building $250,600
2025	$3,217.00 (+0.66%)	$120,240 (-) Land $20,000 Building $100,240	$300,600 (-) Land $50,000 Building $250,600
2024	$3,196.00 (-1.96%)	$120,240 (-2.59%) Land $20,000 Building $100,240	$300,600 (-2.59%) Land $50,000 Building $250,600
2023	$3,260.00 (+12.69%) Homeowner's exemption	$123,440 (+21.83%) Land $20,000 Building $103,440	$308,600 (+21.83%) Land $50,000 Building $258,600
2022	$2,893.00 Homeowner's exemption	$101,320 Land $20,000 Building $81,320	$253,300 Land $50,000 Building $203,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications, Xfinity.

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