433 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 433 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1900
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Apr 1993)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-131-04-053.000`

Property Details

APN / Parcel Number

Primary APN	`1010-131-04-053.000`
Alternative APN	`560000188980`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	480 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORYS DEFIANCE AVE ADD BLK 1 LOT 4 W20FT & LOT 5
Legal Subdivision	CORYS DEFIANCE AVE ADD
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5019
Census Tract	902

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 HOWARD ST, FINDLAY, OH 45840-3648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 1993 · Amount on Record
Deed Sale	Apr 19, 1993 · Amount on Record
Prior Sale	Jun 24, 1983 · Amount on Record
Last Transfer Date	Jul 29, 2021
Transfer Doc	2565/2356
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 9, 2021
Property Address	433 HOWARD ST, FINDLAY, OH 45840-3648
Document Number	2565/2356
Book / Page	2565 / 2356
Instrument Date	Jul 29, 2021
Instrument	202100009314
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 HOWARD ST, FINDLAY, OH 45840-3648

Mortgage

Document Number	202100009315
Date	Aug 9, 2021
Instrument	202100009315

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 (+30.61%) Homeowner's exemption	$56,230 (+51.28%) Land $8,790 Building $47,440	$160,640 (+51.25%) Land $25,110 Building $135,530
2024	$1,320.00 (-0.15%)	$37,170 (-) Land $5,780 Building $31,390
2023	$1,322.00 Homeowner's exemption	$37,170 Land $5,780 Building $31,390
2022			$106,210 Land $16,520 Building $89,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Electric, Defiance Holdings, T-Mobile USA.

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